Comparator

Pay Guardians operate a simple and efficient umbrella and PEO service for agencies and workers. Our processes are fully documented and comply wholly with employment and tax legislation leaving you free from the burden of ensuring yours and your temporary workers affairs are fully managed. Our team of qualified accountants and payroll specialists with years of experience will ensure piece of mind and provide the highest quality of personal service throughout.

A team of experienced industry professionals who are passionate about our core values, the temporary recruitment industry and of course, the flexible workforce market in the UK. Collectively, we bring together over 90 year’s industry experience from across the recruitment, contractor payroll and contractor accountancy sectors. We’ve worked with some of the largest and most established players in both the UK and international payroll markets. We bring a wealth of experience, knowledge and understanding – but most importantly, we bring a fresh approach to our duty of care – because we care.

We are a Payroll Company with a difference. We care and are here to help make sure your pay is correct. We have the knowledge and experience to get it right and ensure everything is being dealt with correctly.

Champion Contractors is a specialist division of Champion Chartered Accountants, providing accountancy and tax support services to freelance contractors throughout the UK.

We understand the unique needs of contractors and deliver a bespoke service, which is tailored to their specific requirements. We have over 50 years of recruitment and accountancy experience which you will benefit from when using our umbrella/employment solution or contractor specific accountancy services.

If you decide to join the Champion umbrella/employment solution, you will be entitled to statutory payments and insurances including a personal accident scheme at no extra cost. Other benefits include:

• Continuous employment for all of your assignments
• Fully accredited with FCSA
• The option to make ‘Salary Sacrifice’ Pension Contributions (NO extra admin charge)
• Same day payment as standard (NO extra admin charge)
• Free access to Champion Rewards - offers potential savings of up to £200 per month (NO extra admin charge)
• Champion Fuel Card – offers savings of up to 20p per litre at BP fuel stations (NO extra admin charge)
• The option to be paid Weekly or Monthly – you choose!
• Simple application process – online or over the phone
• No Tie in periods or exit fees

Along with partners from the employment law, insurance and financial service sectors, the Champion Contractors team proactively manage administrative burdens and assist clients to maximise their financial rewards, whilst ensuring that they remain compliant at all times.

Compliant payroll for contractors, agencies, and self-employed workers since 2009. PAYE umbrella, CIS, and Bureau payroll solutions to suit your business.

Pay by credit card for enhanced cash flow and loyalty benefits.

As one of the UK’s largest and most trusted Umbrella companies, we combine cutting-edge systems with deep industry expertise to ensure your pay is accurate, reliable, and always on time.

We’ve been supporting contractors and recruitment agencies since 1989, paying over 10 million people to date. Our commitment to exceptional customer service, compliance and payroll accuracy has earned us consistently excellent Trustpilot reviews making us the trusted choice for contractors across the UK.

Why Workwell?

• Fast and easy registration – candidates can email hello@workwellcontractorsolutions.com, call 01923 257 257, or register online Umbrella Company Set Up for Contractors - Workwell Umbrella
• Perks and discounts – access to a wide range of savings across high street and online retailers, with potential savings of - up to £1,000 per year Rewards - Workwell Contractor Solutions
• Statutory payments – including sick pay, maternity pay, and paternity pay
• Full employment rights – considered an employee of Workwell
• Holiday pay – option to accrue or receive weekly payments; holiday accrual will be clearly shown on payslips
• Advance payments – same-day payments available where authorised by the agency
• Real-time compliance – through our partnership with SafeRec, all payslips are monitored and audited in real time to ensure full HMRC compliance

SG Umbrella is run by experienced contractor accountants, designed for contractors and backed by the UKs leading contractor compliance body, the FCSA. Rest assured that you’re getting the best advice and the best service:

SUPER FAST PAYMENTS Once your client or agency has paid us we turn the payments around without delay – so you get your money as quickly as possible

TRULY ALL INCLUSIVE PRICING There are no hidden costs…everything you need is included in your monthly or weekly fee

EXPERIENCE AND KNOWLEDGE Our team are the very best in the industry with years of contractor accountancy and taxation experience. Their qualifications include ICAEW, ACCA, AAT, ATT and CTA and your fee entitles you to unlimited advice and support, including with IR35 and tax planning

GROW AND FLEX WITH US Set up a Limited company with SG Accounting and switch between the two if needed due to IR35. Just ask which set-up would be best for you.

REAL PEOPLE EVERY TIME You speak directly to a real person when you call or email us. No call centre or “press button 1 for this and button 2 for that” service

NO MINIMUM CONTRACT We are so sure you’ll love our service we don’t have a minimum commitment. Fees are deducted from your pay so there are no up-front costs

COMPLIANCE AS STANDARD We’re FCSA Accredited, assuring the highest standards of compliance. As contractor experts, we can advise you on IR35 and Tax matters too

WELL KNOWN AND ESTABLISHED We have been established for more than 20 years dealing specifically with contractors, consultants and freelancers.

With over 20 years of experience running recruitment agencies, Phillips Payroll understands the unique challenges of managing temporary payroll and delivers services designed to make workforce management simple, compliant, and dependable. We provide fully managed payroll and workforce solutions to the recruitment sector, ensuring contractors and temporary workers are paid correctly and on time, every time.

We process multiple pay methods including PAYE (Umbrella & PEO) and Construction Industry Scheme (CIS). Our comprehensive service covers onboarding, verification, tax and NI deductions, CIS returns, payslip production, and payment execution, removing administrative and compliance burdens from our clients.

At Phillips Payroll, we pride ourselves on delivering exceptional customer service, with a dedicated and responsive team that ensures every client and worker receives the support they need. Our compliance-first approach, combined with flexible engagement models and a genuine commitment to service excellence, ensures transparency, reduces risk, and provides a reliable, trusted solution for both clients and workers.

Our focus at Atom is ensuring we provide simple and cost-effective services to those who wish to contract or freelance in the UK and internationally.

To that end, we offer Atom Freelance and Atom International, the banners under which we offer our Umbrella Company, Construction Industry Scheme, and international payroll services.

We use up-to-date technology and have a team of highly experienced staff who ensure our clients are free to enjoy the flexibility of the contracting and freelancing lifestyle.

Please email info@atomhub.co.uk to speak to the team about our services.

With 26 years of payroll expertise, Sterling Solutions delivers compliant, efficient, and contractor-friendly service.

Why Contractors Choose Sterling • Pension Flexibility – Pay into a pension of your choice, not just the workplace scheme. • Fast, Easy Onboarding – Includes tailored payslip illustrations. • Expense Claims – Mileage reimbursement available (subject to assessment). • Comprehensive Insurance Cover – Personal Accident, Employers & Public Liability. • Optional Professional Indemnity Insurance • Holiday Pay – Paid upfront. • Sterling App – Manage your employment and payments on the go. • UKMC Mortgage Advice – Free, expert guidance. • VeriPAYE Audited Payslips – Every payment checked for accuracy. • Sterling Rewards – Discounts on shopping, travel, entertainment & more. • Medicash Health Plans – Support for everyday healthcare costs.