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Champion Contractors is a specialist division of Champion Chartered Accountants, providing accountancy and tax support services to freelance contractors throughout the UK.

We understand the unique needs of contractors and deliver a bespoke service, which is tailored to their specific requirements. We have over 50 years of recruitment and accountancy experience which you will benefit from when using our umbrella/employment solution or contractor specific accountancy services.

If you decide to join the Champion umbrella/employment solution, you will be entitled to statutory payments and insurances including a personal accident scheme at no extra cost. Other benefits include:

• Continuous employment for all of your assignments
• Fully accredited with FCSA
• The option to make ‘Salary Sacrifice’ Pension Contributions (NO extra admin charge)
• Same day payment as standard (NO extra admin charge)
• Free access to Champion Rewards - offers potential savings of up to £200 per month (NO extra admin charge)
• Champion Fuel Card – offers savings of up to 20p per litre at BP fuel stations (NO extra admin charge)
• The option to be paid Weekly or Monthly – you choose!
• Simple application process – online or over the phone
• No Tie in periods or exit fees

Along with partners from the employment law, insurance and financial service sectors, the Champion Contractors team proactively manage administrative burdens and assist clients to maximise their financial rewards, whilst ensuring that they remain compliant at all times.

At Umbrella.co.uk, we make contracting simple, secure, and stress-free. As one of the UK’s leading and most compliant umbrella companies, we’ve supported tens of thousands of contractors for over 16 years - helping them get paid on time, stay fully compliant, and enjoy all the benefits of employment without the admin.

Our fully FCSA-accredited umbrella payroll service is built on trust, transparency, and integrity. From fast, hassle-free onboarding to accurate and timely payments, contractors consistently praise us for being “efficient, professional, and friendly,” with reviews on Trustpilot and Google reflecting our Excellent five-star rating. We don’t just meet compliance standards - we set them - working closely with SafeRec and other independent auditors to give agencies and contractors total peace of mind.

Every process at Umbrella.co.uk is underpinned by robust data protection and information security measures. We are ISO 9001 and ISO 27001 certified - the international standards for quality management and information security - demonstrating our commitment to safeguarding sensitive data and maintaining service excellence. In addition, our Cyber Essentials certification ensures our systems are protected against modern cyber threats, giving contractors and clients confidence that their personal information is always safe.

But we don’t stop at umbrella payroll. We also offer CIS payroll services for construction workers and have a Limited Company accountancy service, giving contractors the flexibility to choose the payment structure that best suits their working arrangements and goals.

For contractors looking to make the most of their income and plan for the future, we offer a salary sacrifice pension option. This allows you to contribute directly to your personal pension while benefiting from reduced tax and National Insurance contributions. We also pass on the full employment cost saving, making it an efficient and tax-smart way to build long-term financial security.

All employees also have the option to benefit from our Umbrella Rewards Pro platform - packed with valuable benefits including a BHSF healthcare plan for everyday health and wellbeing support, and a discounted fuel card, helping contractors save money on life’s essentials.

Whether it’s a contractor registering online, an agency managing multiple placements, or a client needing a trusted payroll partner, we handle everything with care, clarity, and compliance.

If you’re looking for a reliable umbrella payroll provider that puts people first, prioritises compliance, and delivers exceptional service every time - Umbrella.co.uk is the clear choice.

Compliant and efficient umbrella company with extensive experience within the construction industry

CF Contractor

Trusted Payroll. Robust Compliance. Contractor Focused.

CF Contractor is a specialist UK provider of Umbrella PAYE and CIS payroll solutions, supporting contractors, recruitment agencies and businesses across the UK.

Our approach is built around three fundamental principles: compliance, transparency and reliability. We recognise that recruitment businesses need more than a payroll provider; they need a trusted supply-chain partner capable of protecting their reputation, supporting their contractors and consistently delivering to the highest professional standards.

Whether working with an independent recruitment consultancy, a national agency or a complex MSP supply chain, CF Contractor provides a responsive and straightforward service tailored to the requirements of each client.

Our objective is simple: make contractor payroll secure, compliant and dependable.

We combine robust processes with a highly personal service, ensuring contractors are paid accurately and on time while providing our recruitment partners with the confidence that their workforce is being managed responsibly.

Compliance at the Core

Compliance is fundamental to everything we do.

The contractor payroll landscape continues to evolve, placing increasing responsibility on recruitment agencies and end clients to understand and manage risk throughout their labour supply chains.

CF Contractor is committed to operating to the highest standards of UK tax, employment and payroll compliance.

Our systems, procedures and controls are designed to provide transparency throughout the payroll process, giving recruitment partners greater confidence in the integrity of their contractor supply chain.

We believe compliance should be visible, demonstrable and verifiable — not simply promised.

By combining rigorous operational controls with clear communication and transparent processes, CF Contractor helps agencies minimise payroll risk while maintaining a professional and dependable experience for their contractors.

Why CF Contractor?

Experienced Industry Leadership Our team brings extensive experience across contractor payroll, recruitment and workforce management, providing clients with practical expertise and a thorough understanding of the challenges faced by modern recruitment businesses.

Responsive Support Recruitment does not always operate within conventional office hours. Our service model is therefore designed around accessibility and responsiveness, ensuring agencies and contractors can obtain support when they need it.

Umbrella PAYE & CIS Solutions We provide specialist Umbrella PAYE and CIS payroll services designed around the requirements of temporary, contract and contingent workforces.

Accurate & Dependable Payroll Getting people paid correctly and on time is fundamental. Our payroll processes are designed around accuracy, consistency and reliability, helping agencies maintain strong relationships with their contractors.

Compliance-Led Approach We place compliance at the centre of our business. Robust procedures and transparent processes help protect contractors, recruitment agencies and end clients throughout the supply chain.

Partnership Mentality We don’t believe in being a faceless payroll provider. CF Contractor works alongside its recruitment partners, understanding their businesses and providing a service that complements their own contractor proposition.

Protecting Your Contractors. Protecting Your Business.

The relationship between an agency and its contractors is valuable.

CF Contractor understands that every interaction we have with a contractor reflects upon the recruitment agency that introduced them to us. We therefore place considerable emphasis on service quality, communication and professionalism.

From onboarding through to payroll and ongoing support, our aim is to make the process straightforward for contractors while giving agencies confidence that their workers are being looked after properly.

For our recruitment partners, that means a payroll provider focused not only on processing payments, but on protecting relationships, strengthening compliance and supporting the long-term reputation of their business.

CF Contractor

Compliance you can demonstrate. Service you can depend on.

Since 2006, Liquid Friday has supported contractors and recruitment agencies with a clear commitment to doing business the right way. We provide PAYE umbrella and CIS payroll and a range of supporting workforce solutions, underpinned by award-winning customer service, innovation and strong financial stability. Stride, our industry-leading platform centralises contractor management, making onboarding, compliance and payroll faster and easier than ever.

As long-standing FCSA accredited members, compliance is embedded throughout our processes and customer journey. We enable agencies to move faster, reduce risk and deliver a better experience for contractors and clients alike. Known for our transparent, straight-talking approach and contractor-first ethos, Liquid Friday is a trusted and principled partner within the contingent labour market.

Exchequer Contracts is a SafeRec and Professional Passport accredited Umbrella company, owned and run by ex-recruiters. We're committed to compliance and we understand the importance of paying people correctly, on time, every time. We offer, CIS, Umbrella and PEO engagement methods for our contractors with daily payment runs, online registration 24/7 and a contractor portal making life easy for all involved. Payroll made easy.

ADVANCE provides world-class service and works in partnership with recruitment businesses and their candidates, adding value throughout the contracting supply chain. ADVANCE continuously invests in its infrastructure and people to ensure every part of the contracting journey for both candidate & recruiter is efficient, simple, and reliable. Whether you’re a contractor looking for support or a recruitment professional who wants the very best for your candidates, ADVANCE has the solution.

Since 1992, Giant have provided specialist, end to end workforce management software and support services for workers and organisations of all sizes. Globally.

At Giant Umbrella, we have designed everything to be simple, paperless and hassle-free. We ensure that workers receive the right level of support when on assignment, we take care of all PAYE tax deductions, as well as provide a mobile 1st portal for easy access at any time.

Here’s why workers and agencies choose Giant Umbrella;

• 35 years of specialist experience
• various pension choices including the tax-efficient option to contribute to a private pension
• set up within 1 hour
• onboard online or over the phone with a member of our welcome team
• ability to process advances within 2 hours
• monthly webinars on pensions, how to use our portals, understanding payslips and much more
• all queries handled by dedicated a support team via phone, live chat & on portals

At Giant however, we do much more. Our software includes everything from applicant tracking software and vendor management to invoicing, international payroll & payments. When it comes to contractors getting paid, we are proud to offer a number of compliant solutions including PEO and CIS for any contractor in the Construction Industry Scheme.

Rebus offer PAYE umbrella and self-employed solutions for the temporary contractor industry . We provide the highest quality of service to ensure you receive your payment for the work you undertake. We are owned by a former HMRC Tax Inspector and our staff have over 25 years experience in the industry.