
Clarity Umbrella is an award winning, UK based PAYE Umbrella Company built with personal customer service and compliance at its core, we promise no-one will ever become “just a number” and we will never knowingly let anyone down! At the end of the day, we handle your finances, so we know how important umbrella employment is to everyone involved in the supply chain.
We ensure great communication to contractors, agencies and end-clients alike and with business foundations built on transparency and honesty, you will always know exactly what you’ll be getting, with no nasty surprises! Compliance is also top of our priorities, so working via Clarity, we make sure that you sleep easily at night, with no worries that HMRC will come knocking.
And you don’t have to take our word for it, as winner of “Best Umbrella Company” at The Contracting Awards 3 years in a row, we like to think that this speaks volumes!

CF Contractor
Trusted Payroll. Robust Compliance. Contractor Focused.
CF Contractor is a specialist UK provider of Umbrella PAYE and CIS payroll solutions, supporting contractors, recruitment agencies and businesses across the UK.
Our approach is built around three fundamental principles: compliance, transparency and reliability. We recognise that recruitment businesses need more than a payroll provider; they need a trusted supply-chain partner capable of protecting their reputation, supporting their contractors and consistently delivering to the highest professional standards.
Whether working with an independent recruitment consultancy, a national agency or a complex MSP supply chain, CF Contractor provides a responsive and straightforward service tailored to the requirements of each client.
Our objective is simple: make contractor payroll secure, compliant and dependable.
We combine robust processes with a highly personal service, ensuring contractors are paid accurately and on time while providing our recruitment partners with the confidence that their workforce is being managed responsibly.
Compliance at the Core
Compliance is fundamental to everything we do.
The contractor payroll landscape continues to evolve, placing increasing responsibility on recruitment agencies and end clients to understand and manage risk throughout their labour supply chains.
CF Contractor is committed to operating to the highest standards of UK tax, employment and payroll compliance.
Our systems, procedures and controls are designed to provide transparency throughout the payroll process, giving recruitment partners greater confidence in the integrity of their contractor supply chain.
We believe compliance should be visible, demonstrable and verifiable — not simply promised.
By combining rigorous operational controls with clear communication and transparent processes, CF Contractor helps agencies minimise payroll risk while maintaining a professional and dependable experience for their contractors.
Why CF Contractor?
Experienced Industry Leadership Our team brings extensive experience across contractor payroll, recruitment and workforce management, providing clients with practical expertise and a thorough understanding of the challenges faced by modern recruitment businesses.
Responsive Support Recruitment does not always operate within conventional office hours. Our service model is therefore designed around accessibility and responsiveness, ensuring agencies and contractors can obtain support when they need it.
Umbrella PAYE & CIS Solutions We provide specialist Umbrella PAYE and CIS payroll services designed around the requirements of temporary, contract and contingent workforces.
Accurate & Dependable Payroll Getting people paid correctly and on time is fundamental. Our payroll processes are designed around accuracy, consistency and reliability, helping agencies maintain strong relationships with their contractors.
Compliance-Led Approach We place compliance at the centre of our business. Robust procedures and transparent processes help protect contractors, recruitment agencies and end clients throughout the supply chain.
Partnership Mentality We don’t believe in being a faceless payroll provider. CF Contractor works alongside its recruitment partners, understanding their businesses and providing a service that complements their own contractor proposition.
Protecting Your Contractors. Protecting Your Business.
The relationship between an agency and its contractors is valuable.
CF Contractor understands that every interaction we have with a contractor reflects upon the recruitment agency that introduced them to us. We therefore place considerable emphasis on service quality, communication and professionalism.
From onboarding through to payroll and ongoing support, our aim is to make the process straightforward for contractors while giving agencies confidence that their workers are being looked after properly.
For our recruitment partners, that means a payroll provider focused not only on processing payments, but on protecting relationships, strengthening compliance and supporting the long-term reputation of their business.
CF Contractor
Compliance you can demonstrate. Service you can depend on.

Since 2005, AZebra Group have delivered expert payroll solutions to contractors and businesses across multiple sectors. Our specialist services cover Umbrella, PEO - fully outsourced employment and CIS payroll models, designed to meet the needs of both contractors and agencies.
We take care of everything, from payroll to statutory compliance, so you don’t have to worry about administration. Our dedicated team provides clear communication and reliable support, making it easy to work with us.
AZebra Group is proudly accredited by the FCSA and SafeRec, demonstrating our commitment to the highest standards of compliance and ethical practice. We also partner with Brabners and Markel Tax, offering expert guidance on complex payroll and employment matters, giving agencies and contractors confidence and peace of mind.
We also invest in your agency and your contractors with exclusive benefits, including 750+ CPD courses, wellbeing & fitness resources and an interactive performance hub - all completely free!

NWM has industry heritage, being at the forefront of the Umbrella Payroll industry for 27 years with over £1bn in wages successfully paid to date and achieving No.32 in the UK Fast-Track 100. Our senior management have worked at NWM for two decades.
NWM is a trusted partner dedicated to providing outstanding payroll services tailored to the unique requirements of contractors across the UK. We are approved on the major MSP platforms such as Datum, Vistry, Pretium and HAYS.
Our FCSA accreditation (Umbrella, Self Employed/CIS) underpins our professionalism, passion, and stability. Every client receives the highest quality service they deserve.
Graham William’s our Chairman and owner is also a Council Member for the FCSA.
NWM have been certified ISO9001 since 2012. This validates our longstanding and ongoing commitment year after year, to the quality and standards we aim to achieve as a business.
With nearly 450 Google reviews rated at 4.7 our reputation among contractors and agency partners speaks volumes about our commitment to delivering outstanding service.
NWM are Cyber Essentials Certified supporting our customers in an ever-challenging digital world. This is another pillar of our business philosophy.
Value for money is central to our offering. Contractors regularly mention the cost of living. We understand they seek excellent service, but also fair, transparent pricing. NWM provides competitive rates combined with comprehensive support, ensuring clients receive maximum value. Transparent communication and straightforward margin structures mean contractors know exactly what they will be paid and can trust there are no hidden costs.
NWM process daily payroll with Thursday being our main schedule. This ensures contractors receive their wages on time and without hassle. This reliable Thursday payment helps agencies maintain smooth operations, and contractors can plan their finances and travel with confidence.
NWM stand out for our strong commitment to customer service. We believe every contractor is more than just a number, they are valued partners in our community. To demonstrate this, we call every contractor shortly after their first pay from NWM. This personal touch allows us to understand their individual circumstances, answer any questions, and ensure they feel supported from the outset. This proactive approach helps to build trust and confidence.
Our commitment to support and educate adds significant value. We have recently launched Recruitment Industry Specific training for Consultants through to Management level. We also update clients on legislative changes, industry best practices, new opportunities through newsletters, webinars, and one-to-one consultations.
NWM possess a deep understanding of the recruitment landscape. Our directors were previously highly accomplished recruiters in their own rights, we know exactly what is required from a recruiter’s perspective and have transferred this knowledge into our customer service. We have navigated through numerous industry changes and regulatory updates, enabling us to offer informed advice and tailored solutions. Our expertise allows us to anticipate the needs of our clients and contractors, providing proactive support that sets us apart from competitors.

Orca Pay Group is more than your typical UK umbrella company, our partnerships are built on compliance, honesty, transparency and a wealth of industry expertise. By combining cutting-edge, HMRC-approved technology with an attentive approach and modest umbrella company fees, we ensure we are the best umbrella company for contractors seeking straightforward, risk-free, and cost-effective engagements.
We pride ourselves on being a UK umbrella company that truly values its employees, for whom our rigorous processes guarantee fair tax treatment and full provision of rights, paving the way for continued, fruitful engagements.
We are immensely proud to be the first UK umbrella company to offer all of our umbrella employees full and transparent payslip audits on a payroll-by-payroll basis, ensuring that our umbrella employees can see that they have been paid correctly and compliantly every time they are paid.
This approach protects and ensures all holiday payments, pension payments and all deductions are calculated and paid to the penny. There is no better guarantee for a contractor, and why we are proud to live by our business motto, "Trust through transparency".

Why Core?
We put you first! We have a team of experts here to ensure you have all the support you may want or need through every process. We work hard to ensure our reputation is second to none and you can rest assured that compliance, efficiency, and professionalism are key values we uphold here at Core. We are an accredited member of Professional Passport and a tier one founding member of trade association body Prism.
Lauren Baker also sits on the executive board of Prism as their Payroll Intermediary Representative, meaning we are always ahead of the curve when it comes to legislation changes. We work with thousands of contractors in both the Public and Private Sectors and are specialists in IR35, allowing you to safely navigate this legislation and get on with what you do best, your contracting work. We would welcome a call; Matt and the team would be delighted to hear from you on 0800 211 8121. You’ll receive:
• Dedicated Relationship manager
• Set up (paperless) in as little as 24 hours with no exit fee
• Online portal for payslips and document viewing
• IR35 assessments
• Weekly, Bi-Weekly or Monthly payroll services
• Insurance cover, Professional Indemnity up to £5 million, Employers Liability up to £10 million, Public Liability up to £10 million
• Workplace pension via NOW or Salary Sacrifice
• Full statutory employment rights
Our industry knowledge and expertise is what sets us apart from our competitors. Coupled with our great customer service and friendly staff, you’ll find us very easy to work with for all of your payroll and compliance needs.
People Group Services (“People Group”) are a family owned business with a long history in the payroll and intermediary market. Headed by CEO Terry Hillier, himself a winner of many business awards over the past 10 years.
People Group trade under three key pillars; People Pay includes a range of fully compliant payroll options, ensuring workers are paid on time, every time and in the right way. People Engage is our workforce management software and contractor app, designed to make work easy for everyone. And People Compliance, our compliance software that increases business efficiencies and significantly reduces time to hire.
You can understand more about our expertise by staying up to date with our regular insight articles which you’ll find on our website below.

Payroll, compliance and onboarding for agencies, MSP's and end hirers, with unique financial wellbeing tools for workers.
Delivered via innovative software that fits seamlessly around your operation; brand your own user experience and configure your onboarding processes.

At Umbrella.co.uk, we make contracting simple, secure, and stress-free. As one of the UK’s leading and most compliant umbrella companies, we’ve supported tens of thousands of contractors for over 16 years - helping them get paid on time, stay fully compliant, and enjoy all the benefits of employment without the admin.
Our fully FCSA-accredited umbrella payroll service is built on trust, transparency, and integrity. From fast, hassle-free onboarding to accurate and timely payments, contractors consistently praise us for being “efficient, professional, and friendly,” with reviews on Trustpilot and Google reflecting our Excellent five-star rating. We don’t just meet compliance standards - we set them - working closely with SafeRec and other independent auditors to give agencies and contractors total peace of mind.
Every process at Umbrella.co.uk is underpinned by robust data protection and information security measures. We are ISO 9001 and ISO 27001 certified - the international standards for quality management and information security - demonstrating our commitment to safeguarding sensitive data and maintaining service excellence. In addition, our Cyber Essentials certification ensures our systems are protected against modern cyber threats, giving contractors and clients confidence that their personal information is always safe.
But we don’t stop at umbrella payroll. We also offer CIS payroll services for construction workers and have a Limited Company accountancy service, giving contractors the flexibility to choose the payment structure that best suits their working arrangements and goals.
For contractors looking to make the most of their income and plan for the future, we offer a salary sacrifice pension option. This allows you to contribute directly to your personal pension while benefiting from reduced tax and National Insurance contributions. We also pass on the full employment cost saving, making it an efficient and tax-smart way to build long-term financial security.
All employees also have the option to benefit from our Umbrella Rewards Pro platform - packed with valuable benefits including a BHSF healthcare plan for everyday health and wellbeing support, and a discounted fuel card, helping contractors save money on life’s essentials.
Whether it’s a contractor registering online, an agency managing multiple placements, or a client needing a trusted payroll partner, we handle everything with care, clarity, and compliance.
If you’re looking for a reliable umbrella payroll provider that puts people first, prioritises compliance, and delivers exceptional service every time - Umbrella.co.uk is the clear choice.

Highly experienced FCSA accredited Umbrella payroll provider offering excellent worker journey and robust adherence to HR and employment compliance and legislation.