Comparator

Award-winning FCSA-Accredited & Professional Passport-Approved Payroll Company: Umbrella, PAYE, CIS & Limited Company.

Your trusted partner, experts in Legislation, Contracts, Insurances and Payroll. Honesty and transparency are at the heart of our operations and with over 25 years experience in contractor engagement, we get it. We offer a tailored and consultative approach to our workers, agencies and end clients and we'll be your first point of contact for any advice or guidance you need.

Orca Pay Group is more than your typical UK umbrella company, our partnerships are built on compliance, honesty, transparency and a wealth of industry expertise. By combining cutting-edge, HMRC-approved technology with an attentive approach and modest umbrella company fees, we ensure we are the best umbrella company for contractors seeking straightforward, risk-free, and cost-effective engagements.

We pride ourselves on being a UK umbrella company that truly values its employees, for whom our rigorous processes guarantee fair tax treatment and full provision of rights, paving the way for continued, fruitful engagements.

We are immensely proud to be the first UK umbrella company to offer all of our umbrella employees full and transparent payslip audits on a payroll-by-payroll basis, ensuring that our umbrella employees can see that they have been paid correctly and compliantly every time they are paid.

This approach protects and ensures all holiday payments, pension payments and all deductions are calculated and paid to the penny. There is no better guarantee for a contractor, and why we are proud to live by our business motto, "Trust through transparency".

Putting Contractors First, Every Step of the Way

With over 20 years of experience supporting contractors and freelancers, SmartWork combines the reassurance of full compliance with the personal service you’d expect from a team that genuinely cares about your success.

Compliance You Can Trust

We’ve held FCSA accreditation for 10 years and have been an APSCo Trusted Partner for over 20 years – certifications that are rigorously audited annually to protect contractors and give recruitment agencies complete confidence.

Our ISO 27001 certification protects your data security, while our SafeRec certification helps recruitment partners minimise compliance risk across the supply chain.

A Service Loved by Contractors

Our commitment to supporting contractors is reflected in our outstanding Google and Trustpilot reviews. When you work with SmartWork, you’re not just a number; you get a dedicated account manager and a team that’s there to help every step of the way.

What We Offer:

For Contractors:

 Get paid faster – Same-day payments at no extra cost

 Stay in control – Secure online portal for payslips, timesheets, and documents

 No hidden costs – Transparent pricing with no setup or exit fees

 Fully protected – Comprehensive insurance including Public & Employers’ Liability, Professional Indemnity, and Medical Malpractice

 Proper employment – Full contract of employment with all statutory benefits

 Life perks – Referral reward, private pension support, and access to contractor- specialist mortgages  Quick to start – Set up in as little as 15 minutes, online or by phone

For Recruitment Partners:

 Real-time payroll verification – SafeRec certification for live compliance checking

 Dedicated agency support managers – Your direct line to our team

 Advance payment facilities – Available for preferred partners

 Trusted track record – Featured on over 100 Preferred Supplier Lists

 Seamless contractor experience – Making your candidates’ journey smooth and compliant

Click on one of the links to the left to contact us; we’d love to hear from you.

Clipper Contracting Group was established with one thing in mind: to provide the highest levels of service for the provision of payment solutions to temporary workers. Our aim is to make the umbrella payroll experience ‘queryless’ for all of those involved.

Supporting workers in a range of sectors such as construction, healthcare education, engineering and logistics, Clipper Contracting Group provides a range of employed and self-employed solutions to support the UK’s contingent workforce.

We work with the best advisors, employ the best people and provide the best experience to ensure to both our workers and recruitment partners that we remain totally compliant and competitive in these ever-changing times.

Benefits of Clipper Contracting Group:

Simple, one-click, online registration – our bespoke registration CRM allows workers to complete registration online in a matter of minutes

Dedicated worker aftercare – from weekly phone calls to email contact, we stay in touch with our workers to ensure their experience is as expected.

Auto-updates to recruiters – track the status of your worker’s registration process with daily automatic updates by email

Advance payments – we can assist with advances on late timesheets all the way up to 4pm on a Friday

Personal accident insurance – as standard for all workers

Clipper Plus - access to discounted shopping deals and 24/7 online GP services

Exclusive deals with a range of partners – From discounts on gym memberships to tax returns, we have arranged a number of deals

Disaster Recovery – we have invested heavily in our systems to ensure we can continue to operate in any situation and guarantee payments to workers

Recruitment experience – founded by former recruitment professionals, we solely operate in and fully understand the recruitment industry and our service reflects this understanding.

Looking for a fast, hassle-free way to contract? No Worries Red Umbrella makes contracting effortless—with instant payroll, no IR35 worries, and zero admin stress.

We’ve been helping contractors get paid quickly and compliantly since 2005. Our FCSA-accredited umbrella service guarantees you’re working with a fully compliant, transparent, and reliable provider, trusted by agencies, end clients, and thousands of contractors across the UK.

Why Choose No Worries Red Umbrella? ✅ Get Paid Fast – Daily payroll runs mean you get paid the same day we receive funds from your agency. No delays, no hassle. ✅ Zero Setup or Exit Fees – No lock-in periods, no hidden costs. Join or leave whenever you want. ✅ Fully Transparent – Fixed, all-inclusive fees with no surprise deductions. We handle all tax, NI, and compliance so you don’t have to. ✅ 100% Online & Instant Setup – Get started in under 10 minutes and submit timesheets from anywhere. ✅ Expert Support – Our team of payroll, tax, and compliance specialists are on hand to make contracting smooth and stress-free. ✅ Free Insurance Cover – £10M Employers’ Liability, £5M Public Liability, and £5M Professional Indemnity included at no extra cost. ✅ Pension & Perks – Access flexible salary sacrifice pension contributions and tax-saving schemes like Cycle to Work.

Whether you're new to umbrella contracting or switching from another provider, No Worries Red Umbrella gives you a stress-free, fully compliant payroll solution that works for you.

Get set up today and start getting paid—fast, simple, no worries. 🚀

CF Contractor

Trusted Payroll. Robust Compliance. Contractor Focused.

CF Contractor is a specialist UK provider of Umbrella PAYE and CIS payroll solutions, supporting contractors, recruitment agencies and businesses across the UK.

Our approach is built around three fundamental principles: compliance, transparency and reliability. We recognise that recruitment businesses need more than a payroll provider; they need a trusted supply-chain partner capable of protecting their reputation, supporting their contractors and consistently delivering to the highest professional standards.

Whether working with an independent recruitment consultancy, a national agency or a complex MSP supply chain, CF Contractor provides a responsive and straightforward service tailored to the requirements of each client.

Our objective is simple: make contractor payroll secure, compliant and dependable.

We combine robust processes with a highly personal service, ensuring contractors are paid accurately and on time while providing our recruitment partners with the confidence that their workforce is being managed responsibly.

Compliance at the Core

Compliance is fundamental to everything we do.

The contractor payroll landscape continues to evolve, placing increasing responsibility on recruitment agencies and end clients to understand and manage risk throughout their labour supply chains.

CF Contractor is committed to operating to the highest standards of UK tax, employment and payroll compliance.

Our systems, procedures and controls are designed to provide transparency throughout the payroll process, giving recruitment partners greater confidence in the integrity of their contractor supply chain.

We believe compliance should be visible, demonstrable and verifiable — not simply promised.

By combining rigorous operational controls with clear communication and transparent processes, CF Contractor helps agencies minimise payroll risk while maintaining a professional and dependable experience for their contractors.

Why CF Contractor?

Experienced Industry Leadership Our team brings extensive experience across contractor payroll, recruitment and workforce management, providing clients with practical expertise and a thorough understanding of the challenges faced by modern recruitment businesses.

Responsive Support Recruitment does not always operate within conventional office hours. Our service model is therefore designed around accessibility and responsiveness, ensuring agencies and contractors can obtain support when they need it.

Umbrella PAYE & CIS Solutions We provide specialist Umbrella PAYE and CIS payroll services designed around the requirements of temporary, contract and contingent workforces.

Accurate & Dependable Payroll Getting people paid correctly and on time is fundamental. Our payroll processes are designed around accuracy, consistency and reliability, helping agencies maintain strong relationships with their contractors.

Compliance-Led Approach We place compliance at the centre of our business. Robust procedures and transparent processes help protect contractors, recruitment agencies and end clients throughout the supply chain.

Partnership Mentality We don’t believe in being a faceless payroll provider. CF Contractor works alongside its recruitment partners, understanding their businesses and providing a service that complements their own contractor proposition.

Protecting Your Contractors. Protecting Your Business.

The relationship between an agency and its contractors is valuable.

CF Contractor understands that every interaction we have with a contractor reflects upon the recruitment agency that introduced them to us. We therefore place considerable emphasis on service quality, communication and professionalism.

From onboarding through to payroll and ongoing support, our aim is to make the process straightforward for contractors while giving agencies confidence that their workers are being looked after properly.

For our recruitment partners, that means a payroll provider focused not only on processing payments, but on protecting relationships, strengthening compliance and supporting the long-term reputation of their business.

CF Contractor

Compliance you can demonstrate. Service you can depend on.

ADVANCE provides world-class service and works in partnership with recruitment businesses and their candidates, adding value throughout the contracting supply chain. ADVANCE continuously invests in its infrastructure and people to ensure every part of the contracting journey for both candidate & recruiter is efficient, simple, and reliable. Whether you’re a contractor looking for support or a recruitment professional who wants the very best for your candidates, ADVANCE has the solution.