Comparator

Pay Guardians operate a simple and efficient umbrella and PEO service for agencies and workers. Our processes are fully documented and comply wholly with employment and tax legislation leaving you free from the burden of ensuring yours and your temporary workers affairs are fully managed. Our team of qualified accountants and payroll specialists with years of experience will ensure piece of mind and provide the highest quality of personal service throughout.

SmartWork has over a decade of knowledge and experience within the contracting sector. We provide a fully compliant solution to safeguard the interests of its umbrella employees, recruitment business and clients alike. SmartWork is a trusted, reliable, payroll provider which offers umbrella & PAYE solutions, always ensuring excellent customer service at competitive rates. We work with recruitment businesses covering all sectors and tailor our packages to meet your specific requirements.

The FCSA Accredited Member status gives our clients reassurances that they are working with a fully compliant, high-quality professional service company.  Our service has been shaped with our valuable, flexible workforce in mind, and we guarantee that each of our valued employees received complete security, full employee benefits, and unrivalled customer care throughout their employment with us.

Some of the advantages choosing us:

We are honest, reliable and dedicated – Our highly trained team have years of experience in every professional field. Low weekly and monthly margin. Dedicated Support – Each client has access to an experienced account managers who pro-actively provides on-going support and excellent customer service on a one-to-one basis. Full contract of employment with the associated benefits which this brings. Set up within 24 hours. Extended Office Hours – We are the only umbrella company in the market that offers our employees a helpline which is open from 8am-8pm, seven days a week. Trusted Partner – We already features on over 100 active PSLs or ASLs in the UK and encourages all agencies to implement a selected list of compliant FCSA Accredited Members. Advance payment facility – Payment on remit is available for preferred partners.

Sapphire prides itself on providing unrivalled customer service and employee support to workers and recruitment agencies in the temporary labour market. With our specifically tailored range of Employed and Self-Employed solutions, we are here to reduce the burden of working on and between temporary assignments and provide a level of security, benefits and reassurances whilst getting on with everyday life.

Why Sapphire?

Care – We understand that money and finances keep our world ticking. So paying our employees and subcontractors on time and accurately is our number one priority and something we have built our reputation around. Providing timely information to our clients and consistently exceeding expectations has seen us organically grow our reputation.

Compliance – Our team of experts are all aware of the challenges facing temporary workers and the need to remain compliant with current legislation is key. We view every change as an opportunity to pro-actively keep our customers, employees and clients up to date with changes which may impact them and their businesses.

Partnership – We are more than just an Accountancy, Payroll and Employment services provider. We view ourselves as an extension to the people and businesses we engage with, providing all of the support required in a two-way relationship.

Support – Everyone is different, and we completely understand this! We are flexible in our approach and can adapt and tailor our support to suit every circumstance. We pride ourselves on removing the burden from customers, employees and clients so they can concentrate on what is important to them.

Champion Contractors is a specialist division of Champion Chartered Accountants, providing accountancy and tax support services to freelance contractors throughout the UK.

We understand the unique needs of contractors and deliver a bespoke service, which is tailored to their specific requirements. We have over 50 years of recruitment and accountancy experience which you will benefit from when using our umbrella/employment solution or contractor specific accountancy services.

If you decide to join the Champion umbrella/employment solution, you will be entitled to statutory payments and insurances including a personal accident scheme at no extra cost. Other benefits include:

• Continuous employment for all of your assignments
• Fully accredited with FCSA
• The option to make ‘Salary Sacrifice’ Pension Contributions (NO extra admin charge)
• Same day payment as standard (NO extra admin charge)
• Free access to Champion Rewards - offers potential savings of up to £200 per month (NO extra admin charge)
• Champion Fuel Card – offers savings of up to 20p per litre at BP fuel stations (NO extra admin charge)
• The option to be paid Weekly or Monthly – you choose!
• Simple application process – online or over the phone
• No Tie in periods or exit fees

Along with partners from the employment law, insurance and financial service sectors, the Champion Contractors team proactively manage administrative burdens and assist clients to maximise their financial rewards, whilst ensuring that they remain compliant at all times.

We’re Focused – the award-winning umbrella and CIS company for contractors who want prompt and accurate payment every time. Voted Best Umbrella Company (500-1000 clients) at The Contracting Awards, we offer unmatched reliability, quick and easy onboarding, and a genuinely caring approach for total peace of mind.

From payroll to tax, benefits to pensions, we take care of everything. With Focused, contractors can be confident they’ve got their money, and we’ve got them covered. We keep things simple while truly caring about the wants and needs of our contractors and agency partners.

Here are just some of the benefits of working with Focused:

• Salary sacrifice for personal pensions - Helping contractors save for their future whilst also passing on the employer’s NI saving in the form of additional gross pay.

• Online personal portal – Easy access to payslips and submit timesheets where necessary.

• Award-winning support – A dedicated helpline for any questions, weekly payment SMS notifications and proactive welcome calls.

• Free employee rewards scheme – Access to personal accident insurance and exclusive offers and discounts at thousands of high-street brands.

Harmond is a dynamic umbrella company that provides a comprehensive range of services. Specialising in streamlined operations, Harmond offers centralised support for payroll, compliance, and administration, allowing contractors and freelancers to focus on their core work.

Established in 2002, ICS Accounting has been supporting contractors, freelancers and small business owners across the UK for over 18 years. Our ethos of trust, care and compliance enable you to focus on your job without the task of endless paperwork, ensuring you are operating compliantly.

The ICS Accounting Umbrella solution provides an employment solution for independent workers, taking the stress out of contracting. ICS Accounting will process your pay either weekly or monthly, paying relevant Tax and NI liabilities to HMRC and the rest to yourself, ensuring you’re paid accurately and on time. As an employee, you will receive full employment rights, including holiday pay and sick pay, cover from our comprehensive insurances and access to our comprehensive employee benefits portal. Through the portal, you can manage your pay and pension, find huge discounts on your shopping, access an online GP with email prescriptions and much more!

Oasis, with its wealth of knowledge and expertise in both accountancy and umbrella, offer contractors and recruitment partners a hassle-free and compliant approach to getting paid, whilst always delivering a quality service. To demonstrate our commitment to compliance we are accredited by both FCSA and Professional Passport and are affiliate members of ACCA. Our long-term agency relationships have been built on trust, unparalleled service, and proactive support. Our bespoke services, tailored to your specific requirements and in a world of ever-changing legislation, we aim to provide you with the most up to date guidance and advice. Passionate and committed to driving up standards, Oasis keeps the supply chain risk free by paying all taxes and associated payments on time.

At Umbrella.co.uk, we make contracting simple, secure, and stress-free. As one of the UK’s leading and most compliant umbrella companies, we’ve supported tens of thousands of contractors for over 16 years - helping them get paid on time, stay fully compliant, and enjoy all the benefits of employment without the admin.

Our fully FCSA-accredited umbrella payroll service is built on trust, transparency, and integrity. From fast, hassle-free onboarding to accurate and timely payments, contractors consistently praise us for being “efficient, professional, and friendly,” with reviews on Trustpilot and Google reflecting our Excellent five-star rating. We don’t just meet compliance standards - we set them - working closely with SafeRec and other independent auditors to give agencies and contractors total peace of mind.

Every process at Umbrella.co.uk is underpinned by robust data protection and information security measures. We are ISO 9001 and ISO 27001 certified - the international standards for quality management and information security - demonstrating our commitment to safeguarding sensitive data and maintaining service excellence. In addition, our Cyber Essentials certification ensures our systems are protected against modern cyber threats, giving contractors and clients confidence that their personal information is always safe.

But we don’t stop at umbrella payroll. We also offer CIS payroll services for construction workers and have a Limited Company accountancy service, giving contractors the flexibility to choose the payment structure that best suits their working arrangements and goals.

For contractors looking to make the most of their income and plan for the future, we offer a salary sacrifice pension option. This allows you to contribute directly to your personal pension while benefiting from reduced tax and National Insurance contributions. We also pass on the full employment cost saving, making it an efficient and tax-smart way to build long-term financial security.

All employees also have the option to benefit from our Umbrella Rewards Pro platform - packed with valuable benefits including a BHSF healthcare plan for everyday health and wellbeing support, and a discounted fuel card, helping contractors save money on life’s essentials.

Whether it’s a contractor registering online, an agency managing multiple placements, or a client needing a trusted payroll partner, we handle everything with care, clarity, and compliance.

If you’re looking for a reliable umbrella payroll provider that puts people first, prioritises compliance, and delivers exceptional service every time - Umbrella.co.uk is the clear choice.

Award-winning FCSA-Accredited & Professional Passport-Approved Payroll Company: Umbrella, PAYE, CIS & Limited Company.