Comparator

With over 20 years’ experience, our focus on compliance is second to none. We’re renowned for delivering exceptional support and customer service with excellent reviews across Trustpilot and Google. We’re a leading umbrella company and provider of accountancy, tax, candidate screening and international payroll services.

Voted the UK’s Best Umbrella Company in The Contracting Awards multiple times, our award-winning umbrella company supports salary sacrifice contributions into a personal pension plan whilst passing back 100% of the employer NI saving to our contractors.

Award winning, forward thinking payroll provider, putting workers first at all times

Award-winning FCSA-Accredited & Professional Passport-Approved Payroll Company: Umbrella, PAYE, CIS & Limited Company.

NWM has industry heritage, being at the forefront of the Umbrella Payroll industry for 27 years with over £1bn in wages successfully paid to date and achieving No.32 in the UK Fast-Track 100. Our senior management have worked at NWM for two decades.

NWM is a trusted partner dedicated to providing outstanding payroll services tailored to the unique requirements of contractors across the UK. We are approved on the major MSP platforms such as Datum, Vistry, Pretium and HAYS.

Our FCSA accreditation (Umbrella, Self Employed/CIS) underpins our professionalism, passion, and stability. Every client receives the highest quality service they deserve.

Graham William’s our Chairman and owner is also a Council Member for the FCSA.

NWM have been certified ISO9001 since 2012. This validates our longstanding and ongoing commitment year after year, to the quality and standards we aim to achieve as a business.

With nearly 450 Google reviews rated at 4.7 our reputation among contractors and agency partners speaks volumes about our commitment to delivering outstanding service.

NWM are Cyber Essentials Certified supporting our customers in an ever-challenging digital world. This is another pillar of our business philosophy.

Value for money is central to our offering. Contractors regularly mention the cost of living. We understand they seek excellent service, but also fair, transparent pricing. NWM provides competitive rates combined with comprehensive support, ensuring clients receive maximum value. Transparent communication and straightforward margin structures mean contractors know exactly what they will be paid and can trust there are no hidden costs.

NWM process daily payroll with Thursday being our main schedule. This ensures contractors receive their wages on time and without hassle. This reliable Thursday payment helps agencies maintain smooth operations, and contractors can plan their finances and travel with confidence.

NWM stand out for our strong commitment to customer service. We believe every contractor is more than just a number, they are valued partners in our community. To demonstrate this, we call every contractor shortly after their first pay from NWM. This personal touch allows us to understand their individual circumstances, answer any questions, and ensure they feel supported from the outset. This proactive approach helps to build trust and confidence.

Our commitment to support and educate adds significant value. We have recently launched Recruitment Industry Specific training for Consultants through to Management level. We also update clients on legislative changes, industry best practices, new opportunities through newsletters, webinars, and one-to-one consultations.

NWM possess a deep understanding of the recruitment landscape. Our directors were previously highly accomplished recruiters in their own rights, we know exactly what is required from a recruiter’s perspective and have transferred this knowledge into our customer service. We have navigated through numerous industry changes and regulatory updates, enabling us to offer informed advice and tailored solutions. Our expertise allows us to anticipate the needs of our clients and contractors, providing proactive support that sets us apart from competitors.

Here at Trafalgar, we’re passionate about people; putting contractors like you at the heart of what we do. Having started life as a small, family-run firm with a handful of clients, we now provide specialist financial, payroll, accounting and employment to thousands of contractors and self-employed people across the UK. Trafalgar is a name you can trust, as our reviews and accreditations attest. Our umbrella employment solution is designed with you in mind. We’ll do everything we can to reduce your administrative burden and make sure you have the support you need for your contracting career. Our experienced team pay thousands of contractors every single week, so you can rest assured you’ll get paid in full and on time, every time. Join today and combine all the benefits of permanent employment with the freedom of running your own business.

You'll receive:

• Business Insurance
• Private medical care
• Private workplace pension
• Full statutory employment rights
• Dedicated HR support
• Access to exclusive Trafalgar Rewards

Likewise, our contractor accountancy plans include access to award-winning software, as well as:

• Personal & corporate tax returns
• Accounts preparation & submission
• Quarterly VAT returns
• Business Insurance
• Payroll administration
• Long-term tax planning & financial health checks

Our fees are fixed and, what’s more, you’ll also be assigned your very own Personal Accountant because, to us, accountancy is about more than just number crunching. It’s about developing great relationships, overcoming obstacles, providing tangible solutions, and enabling people to achieve their potential.

Putting Contractors First, Every Step of the Way

With over 20 years of experience supporting contractors and freelancers, SmartWork combines the reassurance of full compliance with the personal service you’d expect from a team that genuinely cares about your success.

Compliance You Can Trust

We’ve held FCSA accreditation for 10 years and have been an APSCo Trusted Partner for over 20 years – certifications that are rigorously audited annually to protect contractors and give recruitment agencies complete confidence.

Our ISO 27001 certification protects your data security, while our SafeRec certification helps recruitment partners minimise compliance risk across the supply chain.

A Service Loved by Contractors

Our commitment to supporting contractors is reflected in our outstanding Google and Trustpilot reviews. When you work with SmartWork, you’re not just a number; you get a dedicated account manager and a team that’s there to help every step of the way.

What We Offer:

For Contractors:

 Get paid faster – Same-day payments at no extra cost

 Stay in control – Secure online portal for payslips, timesheets, and documents

 No hidden costs – Transparent pricing with no setup or exit fees

 Fully protected – Comprehensive insurance including Public & Employers’ Liability, Professional Indemnity, and Medical Malpractice

 Proper employment – Full contract of employment with all statutory benefits

 Life perks – Referral reward, private pension support, and access to contractor- specialist mortgages  Quick to start – Set up in as little as 15 minutes, online or by phone

For Recruitment Partners:

 Real-time payroll verification – SafeRec certification for live compliance checking

 Dedicated agency support managers – Your direct line to our team

 Advance payment facilities – Available for preferred partners

 Trusted track record – Featured on over 100 Preferred Supplier Lists

 Seamless contractor experience – Making your candidates’ journey smooth and compliant

Click on one of the links to the left to contact us; we’d love to hear from you.

Looking for a fast, hassle-free way to contract? No Worries Red Umbrella makes contracting effortless—with instant payroll, no IR35 worries, and zero admin stress.

We’ve been helping contractors get paid quickly and compliantly since 2005. Our FCSA-accredited umbrella service guarantees you’re working with a fully compliant, transparent, and reliable provider, trusted by agencies, end clients, and thousands of contractors across the UK.

Why Choose No Worries Red Umbrella? ✅ Get Paid Fast – Daily payroll runs mean you get paid the same day we receive funds from your agency. No delays, no hassle. ✅ Zero Setup or Exit Fees – No lock-in periods, no hidden costs. Join or leave whenever you want. ✅ Fully Transparent – Fixed, all-inclusive fees with no surprise deductions. We handle all tax, NI, and compliance so you don’t have to. ✅ 100% Online & Instant Setup – Get started in under 10 minutes and submit timesheets from anywhere. ✅ Expert Support – Our team of payroll, tax, and compliance specialists are on hand to make contracting smooth and stress-free. ✅ Free Insurance Cover – £10M Employers’ Liability, £5M Public Liability, and £5M Professional Indemnity included at no extra cost. ✅ Pension & Perks – Access flexible salary sacrifice pension contributions and tax-saving schemes like Cycle to Work.

Whether you're new to umbrella contracting or switching from another provider, No Worries Red Umbrella gives you a stress-free, fully compliant payroll solution that works for you.

Get set up today and start getting paid—fast, simple, no worries. 🚀

At Payday Cloud, our mission is to deliver compliant, reliable, and hassle-free payroll solutions that empower recruitment agencies and support contractors across the UK and internationally.

We believe in doing things the right way - from how we treat our clients and contractors to how we operate behind the scenes.

Champion Contractors is a specialist division of Champion Chartered Accountants, providing accountancy and tax support services to freelance contractors throughout the UK.

We understand the unique needs of contractors and deliver a bespoke service, which is tailored to their specific requirements. We have over 50 years of recruitment and accountancy experience which you will benefit from when using our umbrella/employment solution or contractor specific accountancy services.

If you decide to join the Champion umbrella/employment solution, you will be entitled to statutory payments and insurances including a personal accident scheme at no extra cost. Other benefits include:

• Continuous employment for all of your assignments
• Fully accredited with FCSA
• The option to make ‘Salary Sacrifice’ Pension Contributions (NO extra admin charge)
• Same day payment as standard (NO extra admin charge)
• Free access to Champion Rewards - offers potential savings of up to £200 per month (NO extra admin charge)
• Champion Fuel Card – offers savings of up to 20p per litre at BP fuel stations (NO extra admin charge)
• The option to be paid Weekly or Monthly – you choose!
• Simple application process – online or over the phone
• No Tie in periods or exit fees

Along with partners from the employment law, insurance and financial service sectors, the Champion Contractors team proactively manage administrative burdens and assist clients to maximise their financial rewards, whilst ensuring that they remain compliant at all times.

Ricson Services was set up in 2004 to provide a professional and personal umbrella service to contractors in the UK temporary market. Run by Director/Shareholders who bring together experience of Customer Services, Payroll, HR, Health & Safety and Finance to provide clients with products and services that meet their needs.

We provide umbrella employment services through our UK compliant companies Hapstone Ltd, Rowcastle Ltd and Zarlon Ltd.

The Ricson Services Umbrella Company offers:

All companies are registered in England and are fully compliant with UK tax laws Straightforward online registration process No joining or leaving fees and contractors only pay for weeks they work Same day payments as standard Professional Indemnity and Employers Liability insurance cover Sick, maternity & paternity pay (subject to qualifying conditions) Advance payments available Why not give us a try to find out?