
Sapphire prides itself on providing unrivalled customer service and employee support to workers and recruitment agencies in the temporary labour market. With our specifically tailored range of Employed and Self-Employed solutions, we are here to reduce the burden of working on and between temporary assignments and provide a level of security, benefits and reassurances whilst getting on with everyday life.
Why Sapphire?
Care – We understand that money and finances keep our world ticking. So paying our employees and subcontractors on time and accurately is our number one priority and something we have built our reputation around. Providing timely information to our clients and consistently exceeding expectations has seen us organically grow our reputation.
Compliance – Our team of experts are all aware of the challenges facing temporary workers and the need to remain compliant with current legislation is key. We view every change as an opportunity to pro-actively keep our customers, employees and clients up to date with changes which may impact them and their businesses.
Partnership – We are more than just an Accountancy, Payroll and Employment services provider. We view ourselves as an extension to the people and businesses we engage with, providing all of the support required in a two-way relationship.
Support – Everyone is different, and we completely understand this! We are flexible in our approach and can adapt and tailor our support to suit every circumstance. We pride ourselves on removing the burden from customers, employees and clients so they can concentrate on what is important to them.

A team of experienced industry professionals who are passionate about our core values, the temporary recruitment industry and of course, the flexible workforce market in the UK. Collectively, we bring together over 90 year’s industry experience from across the recruitment, contractor payroll and contractor accountancy sectors. We’ve worked with some of the largest and most established players in both the UK and international payroll markets. We bring a wealth of experience, knowledge and understanding – but most importantly, we bring a fresh approach to our duty of care – because we care.

Navigate People was created and is managed by a team of conscientious and dependable people who have seen a real gap in this market for genuinely excellent proactive support in delivering umbrella, PEO and CIS sub-contracting focussed on providing first class service and real added value for both workers and recruitment businesses. As workers and agencies increasingly want to know where to find the best value added benefits packages, including, for example, Personal Accident cover and fuel discounts for workers, we are constantly looking to improve our offerings for the benefit of all who work with Navigate People.

CF Contractor
Trusted Payroll. Robust Compliance. Contractor Focused.
CF Contractor is a specialist UK provider of Umbrella PAYE and CIS payroll solutions, supporting contractors, recruitment agencies and businesses across the UK.
Our approach is built around three fundamental principles: compliance, transparency and reliability. We recognise that recruitment businesses need more than a payroll provider; they need a trusted supply-chain partner capable of protecting their reputation, supporting their contractors and consistently delivering to the highest professional standards.
Whether working with an independent recruitment consultancy, a national agency or a complex MSP supply chain, CF Contractor provides a responsive and straightforward service tailored to the requirements of each client.
Our objective is simple: make contractor payroll secure, compliant and dependable.
We combine robust processes with a highly personal service, ensuring contractors are paid accurately and on time while providing our recruitment partners with the confidence that their workforce is being managed responsibly.
Compliance at the Core
Compliance is fundamental to everything we do.
The contractor payroll landscape continues to evolve, placing increasing responsibility on recruitment agencies and end clients to understand and manage risk throughout their labour supply chains.
CF Contractor is committed to operating to the highest standards of UK tax, employment and payroll compliance.
Our systems, procedures and controls are designed to provide transparency throughout the payroll process, giving recruitment partners greater confidence in the integrity of their contractor supply chain.
We believe compliance should be visible, demonstrable and verifiable — not simply promised.
By combining rigorous operational controls with clear communication and transparent processes, CF Contractor helps agencies minimise payroll risk while maintaining a professional and dependable experience for their contractors.
Why CF Contractor?
Experienced Industry Leadership Our team brings extensive experience across contractor payroll, recruitment and workforce management, providing clients with practical expertise and a thorough understanding of the challenges faced by modern recruitment businesses.
Responsive Support Recruitment does not always operate within conventional office hours. Our service model is therefore designed around accessibility and responsiveness, ensuring agencies and contractors can obtain support when they need it.
Umbrella PAYE & CIS Solutions We provide specialist Umbrella PAYE and CIS payroll services designed around the requirements of temporary, contract and contingent workforces.
Accurate & Dependable Payroll Getting people paid correctly and on time is fundamental. Our payroll processes are designed around accuracy, consistency and reliability, helping agencies maintain strong relationships with their contractors.
Compliance-Led Approach We place compliance at the centre of our business. Robust procedures and transparent processes help protect contractors, recruitment agencies and end clients throughout the supply chain.
Partnership Mentality We don’t believe in being a faceless payroll provider. CF Contractor works alongside its recruitment partners, understanding their businesses and providing a service that complements their own contractor proposition.
Protecting Your Contractors. Protecting Your Business.
The relationship between an agency and its contractors is valuable.
CF Contractor understands that every interaction we have with a contractor reflects upon the recruitment agency that introduced them to us. We therefore place considerable emphasis on service quality, communication and professionalism.
From onboarding through to payroll and ongoing support, our aim is to make the process straightforward for contractors while giving agencies confidence that their workers are being looked after properly.
For our recruitment partners, that means a payroll provider focused not only on processing payments, but on protecting relationships, strengthening compliance and supporting the long-term reputation of their business.
CF Contractor
Compliance you can demonstrate. Service you can depend on.

Payments Pro is designed to ensure that you get the most reliable, most efficient, and most rewarding umbrella service on the market. We offer an unparalleled level of worker support and incentives that will help ensure that you never want to leave!

SG Umbrella is run by experienced contractor accountants, designed for contractors and backed by the UKs leading contractor compliance body, the FCSA. Rest assured that you’re getting the best advice and the best service:
SUPER FAST PAYMENTS Once your client or agency has paid us we turn the payments around without delay – so you get your money as quickly as possible
TRULY ALL INCLUSIVE PRICING There are no hidden costs…everything you need is included in your monthly or weekly fee
EXPERIENCE AND KNOWLEDGE Our team are the very best in the industry with years of contractor accountancy and taxation experience. Their qualifications include ICAEW, ACCA, AAT, ATT and CTA and your fee entitles you to unlimited advice and support, including with IR35 and tax planning
GROW AND FLEX WITH US Set up a Limited company with SG Accounting and switch between the two if needed due to IR35. Just ask which set-up would be best for you.
REAL PEOPLE EVERY TIME You speak directly to a real person when you call or email us. No call centre or “press button 1 for this and button 2 for that” service
NO MINIMUM CONTRACT We are so sure you’ll love our service we don’t have a minimum commitment. Fees are deducted from your pay so there are no up-front costs
COMPLIANCE AS STANDARD We’re FCSA Accredited, assuring the highest standards of compliance. As contractor experts, we can advise you on IR35 and Tax matters too
WELL KNOWN AND ESTABLISHED We have been established for more than 20 years dealing specifically with contractors, consultants and freelancers.

Part of the Templeton Swiss group, based in the landmark 30 St Mary Axe in London, Templeton Brook offer prompt, efficient and reliant PAYE umbrella service. With decades of industry experience, we are composed entirely of seasoned payroll specialists who love their work. We know what it takes to work under pressure and how to offer a solution driven approach, and that's exactly what we do. Our mission is to provide each and every client with skilled and compliant payroll service in a timely and efficient manner. Each of our team members is dedicated to focusing on providing outstanding service, so that our workers can focus on their personal success. Our mission is based on the values we hold true: integrity, efficiency and excellence.

Our dedicated team has been providing support to contractors and agencies for over 30 years. We pride ourselves on service and go above and beyond, not only because we care, because we know that payroll is important to the UK’s flexible workforce. Our priority is ensuring you are paid correctly and efficiently. We offer same day faster payments as standard.
We use our expertise to provide a leading umbrella service which is SafeRec Certified and FCSA accredited. We make sure you are up to date with legislation changes and provide the support and knowledge you need to succeed. Our compliant Umbrella service is provided with a low fixed margin enabling contractors to take home as much as possible.

At JS Contracting Group, we believe payroll should be simple, transparent and reliable.
We provide reliable payroll solutions to recruitment agencies and contractors across multiple sectors throughout the UK, supported by our highly trained and skilled team.
We pride ourselves on delivering exceptional customer service, clear communication and a genuinely personal approach. From quick and easy onboarding to accurate, timely payments and dedicated ongoing support, we're committed to making life easier for our agency partners and workers alike.
We also offer a range of additional benefits, including our worker loyalty scheme, reflecting our commitment to building lasting relationships and delivering value beyond payroll.
Compliance You Can Count On, Payments You Can Trust.
Our industry knowledge and expertise is what sets us apart from our competitors. Coupled with our great customer service and friendly staff, you’ll find us very easy to work with for all of your payroll and compliance needs.
People Group Services (“People Group”) are a family owned business with a long history in the payroll and intermediary market. Headed by CEO Terry Hillier, himself a winner of many business awards over the past 10 years.
People Group trade under three key pillars; People Pay includes a range of fully compliant payroll options, ensuring workers are paid on time, every time and in the right way. People Engage is our workforce management software and contractor app, designed to make work easy for everyone. And People Compliance, our compliance software that increases business efficiencies and significantly reduces time to hire.
You can understand more about our expertise by staying up to date with our regular insight articles which you’ll find on our website below.