Comparator

CF Contractor

Trusted Payroll. Robust Compliance. Contractor Focused.

CF Contractor is a specialist UK provider of Umbrella PAYE and CIS payroll solutions, supporting contractors, recruitment agencies and businesses across the UK.

Our approach is built around three fundamental principles: compliance, transparency and reliability. We recognise that recruitment businesses need more than a payroll provider; they need a trusted supply-chain partner capable of protecting their reputation, supporting their contractors and consistently delivering to the highest professional standards.

Whether working with an independent recruitment consultancy, a national agency or a complex MSP supply chain, CF Contractor provides a responsive and straightforward service tailored to the requirements of each client.

Our objective is simple: make contractor payroll secure, compliant and dependable.

We combine robust processes with a highly personal service, ensuring contractors are paid accurately and on time while providing our recruitment partners with the confidence that their workforce is being managed responsibly.

Compliance at the Core

Compliance is fundamental to everything we do.

The contractor payroll landscape continues to evolve, placing increasing responsibility on recruitment agencies and end clients to understand and manage risk throughout their labour supply chains.

CF Contractor is committed to operating to the highest standards of UK tax, employment and payroll compliance.

Our systems, procedures and controls are designed to provide transparency throughout the payroll process, giving recruitment partners greater confidence in the integrity of their contractor supply chain.

We believe compliance should be visible, demonstrable and verifiable — not simply promised.

By combining rigorous operational controls with clear communication and transparent processes, CF Contractor helps agencies minimise payroll risk while maintaining a professional and dependable experience for their contractors.

Why CF Contractor?

Experienced Industry Leadership Our team brings extensive experience across contractor payroll, recruitment and workforce management, providing clients with practical expertise and a thorough understanding of the challenges faced by modern recruitment businesses.

Responsive Support Recruitment does not always operate within conventional office hours. Our service model is therefore designed around accessibility and responsiveness, ensuring agencies and contractors can obtain support when they need it.

Umbrella PAYE & CIS Solutions We provide specialist Umbrella PAYE and CIS payroll services designed around the requirements of temporary, contract and contingent workforces.

Accurate & Dependable Payroll Getting people paid correctly and on time is fundamental. Our payroll processes are designed around accuracy, consistency and reliability, helping agencies maintain strong relationships with their contractors.

Compliance-Led Approach We place compliance at the centre of our business. Robust procedures and transparent processes help protect contractors, recruitment agencies and end clients throughout the supply chain.

Partnership Mentality We don’t believe in being a faceless payroll provider. CF Contractor works alongside its recruitment partners, understanding their businesses and providing a service that complements their own contractor proposition.

Protecting Your Contractors. Protecting Your Business.

The relationship between an agency and its contractors is valuable.

CF Contractor understands that every interaction we have with a contractor reflects upon the recruitment agency that introduced them to us. We therefore place considerable emphasis on service quality, communication and professionalism.

From onboarding through to payroll and ongoing support, our aim is to make the process straightforward for contractors while giving agencies confidence that their workers are being looked after properly.

For our recruitment partners, that means a payroll provider focused not only on processing payments, but on protecting relationships, strengthening compliance and supporting the long-term reputation of their business.

CF Contractor

Compliance you can demonstrate. Service you can depend on.

We’re Focused – the award-winning umbrella and CIS company for contractors who want prompt and accurate payment every time. Voted Best Umbrella Company at The Contracting Awards multiple times, we offer unmatched reliability, quick and easy onboarding, and a genuinely caring approach for total peace of mind.

From payroll to tax, benefits to pensions, we take care of everything. With Focused, contractors can be confident they’ve got their money, and we’ve got them covered. We keep things simple while truly caring about the wants and needs of our contractors and agency partners.

Here are just some of the benefits of working with Focused:

• Salary sacrifice for personal pensions - Helping contractors save for their future whilst also sharing the employer’s NI saving in the form of additional gross pay.
• Online personal portal – Enjoy easy access to payslips and submit timesheets where necessary.
• Award-winning support – A dedicated helpline for any questions, weekly payment SMS notifications and proactive welcome calls.
• Free employee rewards scheme – Access to personal accident insurance and exclusive offers and discounts at thousands of high-street brands.

At Umbrella.co.uk, we make contracting simple, secure, and stress-free. As one of the UK’s leading and most compliant umbrella companies, we’ve supported tens of thousands of contractors for over 16 years - helping them get paid on time, stay fully compliant, and enjoy all the benefits of employment without the admin.

Our fully FCSA-accredited umbrella payroll service is built on trust, transparency, and integrity. From fast, hassle-free onboarding to accurate and timely payments, contractors consistently praise us for being “efficient, professional, and friendly,” with reviews on Trustpilot and Google reflecting our Excellent five-star rating. We don’t just meet compliance standards - we set them - working closely with SafeRec and other independent auditors to give agencies and contractors total peace of mind.

Every process at Umbrella.co.uk is underpinned by robust data protection and information security measures. We are ISO 9001 and ISO 27001 certified - the international standards for quality management and information security - demonstrating our commitment to safeguarding sensitive data and maintaining service excellence. In addition, our Cyber Essentials certification ensures our systems are protected against modern cyber threats, giving contractors and clients confidence that their personal information is always safe.

But we don’t stop at umbrella payroll. We also offer CIS payroll services for construction workers and have a Limited Company accountancy service, giving contractors the flexibility to choose the payment structure that best suits their working arrangements and goals.

For contractors looking to make the most of their income and plan for the future, we offer a salary sacrifice pension option. This allows you to contribute directly to your personal pension while benefiting from reduced tax and National Insurance contributions. We also pass on the full employment cost saving, making it an efficient and tax-smart way to build long-term financial security.

All employees also have the option to benefit from our Umbrella Rewards Pro platform - packed with valuable benefits including a BHSF healthcare plan for everyday health and wellbeing support, and a discounted fuel card, helping contractors save money on life’s essentials.

Whether it’s a contractor registering online, an agency managing multiple placements, or a client needing a trusted payroll partner, we handle everything with care, clarity, and compliance.

If you’re looking for a reliable umbrella payroll provider that puts people first, prioritises compliance, and delivers exceptional service every time - Umbrella.co.uk is the clear choice.

NASA Group is a specialist umbrella supplier based in Bristol, working exclusively within the contracting industry nationwide.

As well as being one of the most cost-effective in the industry, we pride ourselves on offering far greater value for our agency partners thanks to the unique way in which we collaborate with them. Rather than a typical ‘one-size-fits-all’ solution, we always ensure that our process is perfectly aligned with theirs so that the entire operation is as efficient as it can be. This benefits everyone in the supply chain including the recruitment agency, by enabling them to spend more time recruiting rather than payroll processing and problem-solving. It also allows the contractor to work more effectively as they fully understand the process and have far fewer questions or concerns. NASA Group goes above and beyond their duty as an employer.

This commitment continues throughout the entire agency relationship as we remain at the forefront of compliance and industry updates. Training agency staff on solutions and legislation is all part of the service, plus NASA Group will assist your business in preparing for legislative changes affecting your sector too. This helps to create a partnership far more valuable than a typical umbrella supplier.

We are always on hand to discuss how we can assist you, plus with regional account managers throughout the UK, we would be glad to talk in person too.

Orca is more than your typical UK umbrella company, our partnerships are built on compliance, honesty, transparency and a wealth of industry expertise. By combining cutting-edge, HMRC-approved technology with an attentive approach and modest umbrella company fees, we ensure we are the best umbrella company for contractors seeking straightforward, risk-free, and cost-effective engagements.

We pride ourselves on being a UK umbrella company that truly values its employees, for whom our rigorous processes guarantee fair tax treatment and full provision of rights, paving the way for continued, fruitful engagements.

We are immensely proud to be the first UK umbrella company to offer all of our umbrella employees full and transparent payslip audits on a payroll-by-payroll basis, ensuring that our umbrella employees can see that they have been paid correctly and compliantly every time they are paid.

This approach protects and ensures all holiday payments, pension payments and all deductions are calculated and paid to the penny. There is no better guarantee for a contractor, and why we are proud to live by our business motto, "Trust through transparency".

With over 20 years of experience, Parasol has grown from providing umbrella payroll services to offering comprehensive employment and payroll solutions. During this time, we’ve supported more than 250,000 professionals and partnered with over 3,000 recruitment agencies and end clients.

We understand the critical priorities for your candidates, clients, and agency: exceptional support, on-time payments, and full compliance with HMRC regulations. These are at the heart of everything we do and are reflected in the loyalty of professionals who choose us year after year, as well as our long-standing partnerships with some of the most recognised names in recruitment. As a founding member of the FCSA and a company created by a contractor for contractors, Parasol makes getting paid simple for the agile workforce. Since our launch in 2000, our goal has been to empower contractors to maximise their careers by offering complete peace of mind through accurate, compliant, and reliable payroll services.

Speedy Onboarding

Getting started is simple. Agencies provide basic details and terms; contractors complete a quick Right to Work check via Trust ID (just three minutes). We handle all paperwork and contracts for a smooth process.

Compliance-First

As an FCSA founding member, we set the gold standard in UK tax, employment, and regulatory compliance—giving agencies and contractors complete peace of mind.

Security & Stability

We safeguard your data with Cyber Essentials Plus certification and maintain strong financial stability to ensure uninterrupted payroll services.

Trusted Guidance

Our expert teams offer tailored support, onboarding assistance, and training workshops—the largest agency and employee support network in the sector.

Why Core?

We put you first! We have a team of experts here to ensure you have all the support you may want or need through every process. We work hard to ensure our reputation is second to none and you can rest assured that compliance, efficiency, and professionalism are key values we uphold here at Core. We are an accredited member of Professional Passport and a tier one founding member of trade association body Prism.

Lauren Baker also sits on the executive board of Prism as their Payroll Intermediary Representative, meaning we are always ahead of the curve when it comes to legislation changes. We work with thousands of contractors in both the Public and Private Sectors and are specialists in IR35, allowing you to safely navigate this legislation and get on with what you do best, your contracting work. We would welcome a call; Matt and the team would be delighted to hear from you on 0800 211 8121. You’ll receive:

• Dedicated Relationship manager

• Set up (paperless) in as little as 24 hours with no exit fee

• Online portal for payslips and document viewing

• IR35 assessments

• Weekly, Bi-Weekly or Monthly payroll services

• Insurance cover, Professional Indemnity up to £5 million, Employers Liability up to £10 million, Public Liability up to £10 million

• Workplace pension via NOW or Salary Sacrifice

• Full statutory employment rights

With over 20 years’ experience, our focus on compliance is second to none. We’re renowned for delivering exceptional support and customer service with excellent reviews across Trustpilot and Google. We’re a leading umbrella company and provider of accountancy, tax, candidate screening and international payroll services.

Voted the UK’s Best Umbrella Company multiple times at The Contracting Awards, our award-winning umbrella company supports salary sacrifice contributions into a personal pension plan whilst sharing the employer NI saving with contractors in the form of additional gross pay. We’re also on more MSP and agency PSLs than any other provider.

Quick and simple telephone or mobile app registration. Same day payments with extended hours payroll. Instant updates via our mobile app making payroll transparent - Invoices, payments, and payslips can be accessed anytime, anywhere. Unbeatable service with extended opening hours and available LiveChat. PayePass and Professional Passport accredited providing the whole supply chain confidence with payroll standards. Access to a range of discounts from high street stores and retail brands such; Tesco, Expedia, Jet2 and many more.