
Sapphire prides itself on providing unrivalled customer service and employee support to workers and recruitment agencies in the temporary labour market. With our specifically tailored range of Employed and Self-Employed solutions, we are here to reduce the burden of working on and between temporary assignments and provide a level of security, benefits and reassurances whilst getting on with everyday life.
Why Sapphire?
Care – We understand that money and finances keep our world ticking. So paying our employees and subcontractors on time and accurately is our number one priority and something we have built our reputation around. Providing timely information to our clients and consistently exceeding expectations has seen us organically grow our reputation.
Compliance – Our team of experts are all aware of the challenges facing temporary workers and the need to remain compliant with current legislation is key. We view every change as an opportunity to pro-actively keep our customers, employees and clients up to date with changes which may impact them and their businesses.
Partnership – We are more than just an Accountancy, Payroll and Employment services provider. We view ourselves as an extension to the people and businesses we engage with, providing all of the support required in a two-way relationship.
Support – Everyone is different, and we completely understand this! We are flexible in our approach and can adapt and tailor our support to suit every circumstance. We pride ourselves on removing the burden from customers, employees and clients so they can concentrate on what is important to them.
Pay Guardians operate a simple and efficient umbrella and PEO service for agencies and workers. Our processes are fully documented and comply wholly with employment and tax legislation leaving you free from the burden of ensuring yours and your temporary workers affairs are fully managed. Our team of qualified accountants and payroll specialists with years of experience will ensure piece of mind and provide the highest quality of personal service throughout.

Putting Contractors First, Every Step of the Way
With over 20 years of experience supporting contractors and freelancers, SmartWork combines the reassurance of full compliance with the personal service you’d expect from a team that genuinely cares about your success.
Compliance You Can Trust
We’ve held FCSA accreditation for 10 years and have been an APSCo Trusted Partner for over 20 years – certifications that are rigorously audited annually to protect contractors and give recruitment agencies complete confidence.
Our ISO 27001 certification protects your data security, while our SafeRec certification helps recruitment partners minimise compliance risk across the supply chain.
A Service Loved by Contractors
Our commitment to supporting contractors is reflected in our outstanding Google and Trustpilot reviews. When you work with SmartWork, you’re not just a number; you get a dedicated account manager and a team that’s there to help every step of the way.
What We Offer:
For Contractors:
Get paid faster – Same-day payments at no extra cost
Stay in control – Secure online portal for payslips, timesheets, and documents
No hidden costs – Transparent pricing with no setup or exit fees
Fully protected – Comprehensive insurance including Public & Employers’ Liability, Professional Indemnity, and Medical Malpractice
Proper employment – Full contract of employment with all statutory benefits
Life perks – Referral reward, private pension support, and access to contractor- specialist mortgages Quick to start – Set up in as little as 15 minutes, online or by phone
For Recruitment Partners:
Real-time payroll verification – SafeRec certification for live compliance checking
Dedicated agency support managers – Your direct line to our team
Advance payment facilities – Available for preferred partners
Trusted track record – Featured on over 100 Preferred Supplier Lists
Seamless contractor experience – Making your candidates’ journey smooth and compliant
Click on one of the links to the left to contact us; we’d love to hear from you.

Navigate People was created and is managed by a team of conscientious and dependable people who have seen a real gap in this market for genuinely excellent proactive support in delivering umbrella, PEO and CIS sub-contracting focussed on providing first class service and real added value for both workers and recruitment businesses. As workers and agencies increasingly want to know where to find the best value added benefits packages, including, for example, Personal Accident cover and fuel discounts for workers, we are constantly looking to improve our offerings for the benefit of all who work with Navigate People.


Highly experienced FCSA accredited Umbrella payroll provider offering excellent worker journey and robust adherence to HR and employment compliance and legislation.

NASA Group is a specialist umbrella supplier based in Bristol, working exclusively within the contracting industry nationwide.
As well as being one of the most cost-effective in the industry, we pride ourselves on offering far greater value for our agency partners thanks to the unique way in which we collaborate with them. Rather than a typical ‘one-size-fits-all’ solution, we always ensure that our process is perfectly aligned with theirs so that the entire operation is as efficient as it can be. This benefits everyone in the supply chain including the recruitment agency, by enabling them to spend more time recruiting rather than payroll processing and problem-solving. It also allows the contractor to work more effectively as they fully understand the process and have far fewer questions or concerns. NASA Group goes above and beyond their duty as an employer.
This commitment continues throughout the entire agency relationship as we remain at the forefront of compliance and industry updates. Training agency staff on solutions and legislation is all part of the service, plus NASA Group will assist your business in preparing for legislative changes affecting your sector too. This helps to create a partnership far more valuable than a typical umbrella supplier.
We are always on hand to discuss how we can assist you, plus with regional account managers throughout the UK, we would be glad to talk in person too.

Why Core?
We put you first! We have a team of experts here to ensure you have all the support you may want or need through every process. We work hard to ensure our reputation is second to none and you can rest assured that compliance, efficiency, and professionalism are key values we uphold here at Core. We are an accredited member of Professional Passport and a tier one founding member of trade association body Prism.
Lauren Baker also sits on the executive board of Prism as their Payroll Intermediary Representative, meaning we are always ahead of the curve when it comes to legislation changes. We work with thousands of contractors in both the Public and Private Sectors and are specialists in IR35, allowing you to safely navigate this legislation and get on with what you do best, your contracting work. We would welcome a call; Matt and the team would be delighted to hear from you on 0800 211 8121. You’ll receive:
• Dedicated Relationship manager
• Set up (paperless) in as little as 24 hours with no exit fee
• Online portal for payslips and document viewing
• IR35 assessments
• Weekly, Bi-Weekly or Monthly payroll services
• Insurance cover, Professional Indemnity up to £5 million, Employers Liability up to £10 million, Public Liability up to £10 million
• Workplace pension via NOW or Salary Sacrifice
• Full statutory employment rights

