
CF Contractor
Trusted Payroll. Robust Compliance. Contractor Focused.
CF Contractor is a specialist UK provider of Umbrella PAYE and CIS payroll solutions, supporting contractors, recruitment agencies and businesses across the UK.
Our approach is built around three fundamental principles: compliance, transparency and reliability. We recognise that recruitment businesses need more than a payroll provider; they need a trusted supply-chain partner capable of protecting their reputation, supporting their contractors and consistently delivering to the highest professional standards.
Whether working with an independent recruitment consultancy, a national agency or a complex MSP supply chain, CF Contractor provides a responsive and straightforward service tailored to the requirements of each client.
Our objective is simple: make contractor payroll secure, compliant and dependable.
We combine robust processes with a highly personal service, ensuring contractors are paid accurately and on time while providing our recruitment partners with the confidence that their workforce is being managed responsibly.
Compliance at the Core
Compliance is fundamental to everything we do.
The contractor payroll landscape continues to evolve, placing increasing responsibility on recruitment agencies and end clients to understand and manage risk throughout their labour supply chains.
CF Contractor is committed to operating to the highest standards of UK tax, employment and payroll compliance.
Our systems, procedures and controls are designed to provide transparency throughout the payroll process, giving recruitment partners greater confidence in the integrity of their contractor supply chain.
We believe compliance should be visible, demonstrable and verifiable — not simply promised.
By combining rigorous operational controls with clear communication and transparent processes, CF Contractor helps agencies minimise payroll risk while maintaining a professional and dependable experience for their contractors.
Why CF Contractor?
Experienced Industry Leadership Our team brings extensive experience across contractor payroll, recruitment and workforce management, providing clients with practical expertise and a thorough understanding of the challenges faced by modern recruitment businesses.
Responsive Support Recruitment does not always operate within conventional office hours. Our service model is therefore designed around accessibility and responsiveness, ensuring agencies and contractors can obtain support when they need it.
Umbrella PAYE & CIS Solutions We provide specialist Umbrella PAYE and CIS payroll services designed around the requirements of temporary, contract and contingent workforces.
Accurate & Dependable Payroll Getting people paid correctly and on time is fundamental. Our payroll processes are designed around accuracy, consistency and reliability, helping agencies maintain strong relationships with their contractors.
Compliance-Led Approach We place compliance at the centre of our business. Robust procedures and transparent processes help protect contractors, recruitment agencies and end clients throughout the supply chain.
Partnership Mentality We don’t believe in being a faceless payroll provider. CF Contractor works alongside its recruitment partners, understanding their businesses and providing a service that complements their own contractor proposition.
Protecting Your Contractors. Protecting Your Business.
The relationship between an agency and its contractors is valuable.
CF Contractor understands that every interaction we have with a contractor reflects upon the recruitment agency that introduced them to us. We therefore place considerable emphasis on service quality, communication and professionalism.
From onboarding through to payroll and ongoing support, our aim is to make the process straightforward for contractors while giving agencies confidence that their workers are being looked after properly.
For our recruitment partners, that means a payroll provider focused not only on processing payments, but on protecting relationships, strengthening compliance and supporting the long-term reputation of their business.
CF Contractor
Compliance you can demonstrate. Service you can depend on.

Our dedicated team has been providing support to contractors and agencies for over 30 years. We pride ourselves on service and go above and beyond, not only because we care, because we know that payroll is important to the UK’s flexible workforce. Our priority is ensuring you are paid correctly and efficiently. We offer same day faster payments as standard.
We use our expertise to provide a leading umbrella service which is SafeRec Certified and FCSA accredited. We make sure you are up to date with legislation changes and provide the support and knowledge you need to succeed. Our compliant Umbrella service is provided with a low fixed margin enabling contractors to take home as much as possible.

MMC is a SafeRec Accredited commercial contractor offering contracting services to the temporary labour market.
Pay Guardians operate a simple and efficient umbrella and PEO service for agencies and workers. Our processes are fully documented and comply wholly with employment and tax legislation leaving you free from the burden of ensuring yours and your temporary workers affairs are fully managed. Our team of qualified accountants and payroll specialists with years of experience will ensure piece of mind and provide the highest quality of personal service throughout.

Bishopsgate Group is an established, trusted umbrella company with extensive experience serving contractors across various industries, including Construction, IT, Education, Engineering, and Finance. The company is known for its transparent and contractor-centric approach, providing peace of mind and financial security to thousands of professionals across the UK.
Bishopsgate Group provides contracting services, including Umbrella PAYE, Self-employment, Self-employment CIS, Ltd Company, Professional Employment (PEO), and Bureau services.
Bishopsgate Group distinguishes itself by: • Prioritising contractor well-being and financial security above all. • Delivering ethical, transparent, and fully compliant payroll solutions. • Maintaining a high level of client retention and satisfaction through superior service and trust. • Supporting recruitment agencies and contractors with a smooth, efficient process that ensures compliance and mitigates risk for all parties involved

StoneBridge Pay (SB Pay) is a leading UK umbrella payroll provider, delivering compliant, efficient payroll services since 2017. Working closely with our partnered agencies, we ensure contractors get paid accurately and on time, with compliance and exceptional service at the heart of everything we do.
We specialise in PAYE umbrella, CIS and PEO payroll services, supporting agencies across key sectors including telecommunications, rail, construction, driving and logistics, medical, education and IT.
Our in-house Compliance Department and continuously evolving service help protect the supply chain, ensure smooth processes, maintain timely payments, and keep all operations aligned with UK legislation.
Agency partners benefit from a wide range of added-value services, including payment options via Corporate AMEX and Capital on Tap Visa, comprehensive insurance, access to our industry-leading portal, flexible credit terms, and more.
Workers engaged through SB Pay also enjoy valuable extras, including 24/7 GP support, insurance, and complimentary guidance from specialist contractor financial advisers.
To find out more about SB Pay and our payroll services, call 020 4591 2677 or email info@sbpay.co.uk.

We’re Focused – the award-winning umbrella and CIS company for contractors who want prompt and accurate payment every time. Voted Best Umbrella Company (500-1000 clients) at The Contracting Awards, we offer unmatched reliability, quick and easy onboarding, and a genuinely caring approach for total peace of mind.
From payroll to tax, benefits to pensions, we take care of everything. With Focused, contractors can be confident they’ve got their money, and we’ve got them covered. We keep things simple while truly caring about the wants and needs of our contractors and agency partners.
Here are just some of the benefits of working with Focused:
• Salary sacrifice for personal pensions - Helping contractors save for their future whilst also passing on the employer’s NI saving in the form of additional gross pay.
• Online personal portal – Easy access to payslips and submit timesheets where necessary.
• Award-winning support – A dedicated helpline for any questions, weekly payment SMS notifications and proactive welcome calls.
• Free employee rewards scheme – Access to personal accident insurance and exclusive offers and discounts at thousands of high-street brands.

Clarity Umbrella is an award winning, UK based PAYE Umbrella Company built with personal customer service and compliance at its core, we promise no-one will ever become “just a number” and we will never knowingly let anyone down! At the end of the day, we handle your finances, so we know how important umbrella employment is to everyone involved in the supply chain.
We ensure great communication to contractors, agencies and end-clients alike and with business foundations built on transparency and honesty, you will always know exactly what you’ll be getting, with no nasty surprises! Compliance is also top of our priorities, so working via Clarity, we make sure that you sleep easily at night, with no worries that HMRC will come knocking.
And you don’t have to take our word for it, as winner of “Best Umbrella Company” at The Contracting Awards 3 years in a row, we like to think that this speaks volumes!

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