Comparator

SG Umbrella is run by experienced contractor accountants, designed for contractors and backed by the UKs leading contractor compliance body, the FCSA. Rest assured that you’re getting the best advice and the best service:

SUPER FAST PAYMENTS Once your client or agency has paid us we turn the payments around without delay – so you get your money as quickly as possible

TRULY ALL INCLUSIVE PRICING There are no hidden costs…everything you need is included in your monthly or weekly fee

EXPERIENCE AND KNOWLEDGE Our team are the very best in the industry with years of contractor accountancy and taxation experience. Their qualifications include ICAEW, ACCA, AAT, ATT and CTA and your fee entitles you to unlimited advice and support, including with IR35 and tax planning

GROW AND FLEX WITH US Set up a Limited company with SG Accounting and switch between the two if needed due to IR35. Just ask which set-up would be best for you.

REAL PEOPLE EVERY TIME You speak directly to a real person when you call or email us. No call centre or “press button 1 for this and button 2 for that” service

NO MINIMUM CONTRACT We are so sure you’ll love our service we don’t have a minimum commitment. Fees are deducted from your pay so there are no up-front costs

COMPLIANCE AS STANDARD We’re FCSA Accredited, assuring the highest standards of compliance. As contractor experts, we can advise you on IR35 and Tax matters too

WELL KNOWN AND ESTABLISHED We have been established for more than 20 years dealing specifically with contractors, consultants and freelancers.

At Payday Cloud, our mission is to deliver compliant, reliable, and hassle-free payroll solutions that empower recruitment agencies and support contractors across the UK and internationally.

We believe in doing things the right way - from how we treat our clients and contractors to how we operate behind the scenes.

QPS Group are one of the only umbrella companies to offer full salary contracts, giving contractors stronger financial security and peace of mind. Unlike the usual minimum wage plus commission model, your full pay is guaranteed - meaning maternity, paternity and sick pay are based on your real earnings, not minimum wage. This also boosts your chances with mortgages, loans and insurance policies that rely on proof of stable income. Alongside this, QPS provide full FCSA and SafeRec compliance, plus access to perks and rewards - making sure you’re protected, supported and set up for the future.

Your trusted partner, experts in Legislation, Contracts, Insurances and Payroll. Honesty and transparency are at the heart of our operations and with over 25 years experience in contractor engagement, we get it. We offer a tailored and consultative approach to our workers, agencies and end clients and we'll be your first point of contact for any advice or guidance you need.

Champion Contractors is a specialist division of Champion Chartered Accountants, providing accountancy and tax support services to freelance contractors throughout the UK.

We understand the unique needs of contractors and deliver a bespoke service, which is tailored to their specific requirements. We have over 50 years of recruitment and accountancy experience which you will benefit from when using our umbrella/employment solution or contractor specific accountancy services.

If you decide to join the Champion umbrella/employment solution, you will be entitled to statutory payments and insurances including a personal accident scheme at no extra cost. Other benefits include:

• Continuous employment for all of your assignments
• Fully accredited with FCSA
• The option to make ‘Salary Sacrifice’ Pension Contributions (NO extra admin charge)
• Same day payment as standard (NO extra admin charge)
• Free access to Champion Rewards - offers potential savings of up to £200 per month (NO extra admin charge)
• Champion Fuel Card – offers savings of up to 20p per litre at BP fuel stations (NO extra admin charge)
• The option to be paid Weekly or Monthly – you choose!
• Simple application process – online or over the phone
• No Tie in periods or exit fees

Along with partners from the employment law, insurance and financial service sectors, the Champion Contractors team proactively manage administrative burdens and assist clients to maximise their financial rewards, whilst ensuring that they remain compliant at all times.

Since 2006, Liquid Friday has supported contractors and recruitment agencies with a clear commitment to doing business the right way. We provide PAYE umbrella and CIS payroll and a range of supporting workforce solutions, underpinned by award-winning customer service, innovation and strong financial stability. Stride, our industry-leading platform centralises contractor management, making onboarding, compliance and payroll faster and easier than ever.

As long-standing FCSA accredited members, compliance is embedded throughout our processes and customer journey. We enable agencies to move faster, reduce risk and deliver a better experience for contractors and clients alike. Known for our transparent, straight-talking approach and contractor-first ethos, Liquid Friday is a trusted and principled partner within the contingent labour market.

We Contract are one of the top compliance orientated employment intermediaries and professional service providers to the recruitment industry. We employ 1000’s of short term contracting workers, in all industry sectors, all over the UK and abroad.

We were established in the UK in 2013, operate from offices in central Chester and have held full FCSA accreditation since 2017, being one of the earliest adopters of the industry gold standard.

Bright Sky Contracting was established in 2015 to offer services to our Recruitment partners and their flexible workforce. Our ethos is simple, to provide great value to our contractors, ensuring that they are paid correctly on time every time.

The whole team at Bright Sky are committed to doing this by offering professional, consultative, tailored advice. Supporting a range of workers in a range of sectors such as construction, engineering, IT, logistics and healthcare. We are experienced in managing the end to end process from onboarding to providing on-going support whenever required.

With a comprehensive understanding of current legislation, and the resources to maintain pace with legislative change which impacts contractors, agencies and end users we are here to let individuals and entities focus on their core business activities. We understand what it is to support, protect and advise. This allows agencies, end-users and contractors alike to rest assured they remain completely compliant in line with HMRC guidelines.

With over 20 years of experience, Parasol has grown from providing umbrella payroll services to offering comprehensive employment and payroll solutions. During this time, we’ve supported more than 250,000 professionals and partnered with over 3,000 recruitment agencies and end clients.

We understand the critical priorities for your candidates, clients, and agency: exceptional support, on-time payments, and full compliance with HMRC regulations. These are at the heart of everything we do and are reflected in the loyalty of professionals who choose us year after year, as well as our long-standing partnerships with some of the most recognised names in recruitment. As a founding member of the FCSA and a company created by a contractor for contractors, Parasol makes getting paid simple for the agile workforce. Since our launch in 2000, our goal has been to empower contractors to maximise their careers by offering complete peace of mind through accurate, compliant, and reliable payroll services.

Speedy Onboarding

Getting started is simple. Agencies provide basic details and terms; contractors complete a quick Right to Work check via Trust ID (just three minutes). We handle all paperwork and contracts for a smooth process.

Compliance-First

As an FCSA founding member, we set the gold standard in UK tax, employment, and regulatory compliance—giving agencies and contractors complete peace of mind.

Security & Stability

We safeguard your data with Cyber Essentials Plus certification and maintain strong financial stability to ensure uninterrupted payroll services.

Trusted Guidance

Our expert teams offer tailored support, onboarding assistance, and training workshops—the largest agency and employee support network in the sector.

Big Fish Group Limited is a leading UK provider of umbrella PAYE and CIS payroll services, dedicated to serving contractors and recruitment agencies with unwavering reliability. We challenge the traditional stereotype of the sector by combining rigorous professional standards with a genuine passion for what we do. Founded on the principles of authenticity and dedication, we understand that credibility and compliance are the cornerstones of the recruitment industry. For agency partners, from boutique firms to multi-national MSPs, we offer a transparent, "straight-talking" partnership that prioritises your reputation and the welfare of your workforce. While we operate with energy and a personable approach, we never compromise on quality. We are committed to delivering the precise services our partners need, ensuring contractors are paid correctly and on time, every time. Commitment to Compliance

In an industry where regulatory adherence is paramount, Big Fish Group stands as a beacon of trust. We are proud to be FCSA-accredited and SafeRec-certified, ensuring our processes are independently audited and fully compliant with UK tax law and associated legislation. Our accreditations are complemented by our cloud-based payroll compliance portal, Lighthouse. Lighthouse provides our recruitment agency partners and end clients with direct access to and insight into every stage of our payroll process, as well as real-time visibility into our PAYE liability information. Our clients are never left wondering and can rest assured that their supply chain is secure, compliant, and meets the highest standards of integrity.

Big Fish: Not Your Average Umbrella

• Experienced Leadership: Founded and led by a team with over 30 years of combined experience in the payroll and recruitment sector.

• Unrivalled Availability: We understand the demands of the recruitment cycle. We provide exceptional customer service and support that extends beyond the 9-to-5. When we say 24/7, we mean it.

• Comprehensive Service Range: Expert provision of Umbrella PAYE and CIS payroll services tailored to the needs of the modern workforce.

• Reliability & Accuracy: A steadfast commitment to ensuring accurate, on-time payments for contractors, safeguarding agency relationships.

• Client-Centric Culture: A friendly, energetic team that prioritises the things that matter most to our customers, delivering solutions with a personal touch.