Comparator

CF Contractor

Trusted Payroll. Robust Compliance. Contractor Focused.

CF Contractor is a specialist UK provider of Umbrella PAYE and CIS payroll solutions, supporting contractors, recruitment agencies and businesses across the UK.

Our approach is built around three fundamental principles: compliance, transparency and reliability. We recognise that recruitment businesses need more than a payroll provider; they need a trusted supply-chain partner capable of protecting their reputation, supporting their contractors and consistently delivering to the highest professional standards.

Whether working with an independent recruitment consultancy, a national agency or a complex MSP supply chain, CF Contractor provides a responsive and straightforward service tailored to the requirements of each client.

Our objective is simple: make contractor payroll secure, compliant and dependable.

We combine robust processes with a highly personal service, ensuring contractors are paid accurately and on time while providing our recruitment partners with the confidence that their workforce is being managed responsibly.

Compliance at the Core

Compliance is fundamental to everything we do.

The contractor payroll landscape continues to evolve, placing increasing responsibility on recruitment agencies and end clients to understand and manage risk throughout their labour supply chains.

CF Contractor is committed to operating to the highest standards of UK tax, employment and payroll compliance.

Our systems, procedures and controls are designed to provide transparency throughout the payroll process, giving recruitment partners greater confidence in the integrity of their contractor supply chain.

We believe compliance should be visible, demonstrable and verifiable — not simply promised.

By combining rigorous operational controls with clear communication and transparent processes, CF Contractor helps agencies minimise payroll risk while maintaining a professional and dependable experience for their contractors.

Why CF Contractor?

Experienced Industry Leadership Our team brings extensive experience across contractor payroll, recruitment and workforce management, providing clients with practical expertise and a thorough understanding of the challenges faced by modern recruitment businesses.

Responsive Support Recruitment does not always operate within conventional office hours. Our service model is therefore designed around accessibility and responsiveness, ensuring agencies and contractors can obtain support when they need it.

Umbrella PAYE & CIS Solutions We provide specialist Umbrella PAYE and CIS payroll services designed around the requirements of temporary, contract and contingent workforces.

Accurate & Dependable Payroll Getting people paid correctly and on time is fundamental. Our payroll processes are designed around accuracy, consistency and reliability, helping agencies maintain strong relationships with their contractors.

Compliance-Led Approach We place compliance at the centre of our business. Robust procedures and transparent processes help protect contractors, recruitment agencies and end clients throughout the supply chain.

Partnership Mentality We don’t believe in being a faceless payroll provider. CF Contractor works alongside its recruitment partners, understanding their businesses and providing a service that complements their own contractor proposition.

Protecting Your Contractors. Protecting Your Business.

The relationship between an agency and its contractors is valuable.

CF Contractor understands that every interaction we have with a contractor reflects upon the recruitment agency that introduced them to us. We therefore place considerable emphasis on service quality, communication and professionalism.

From onboarding through to payroll and ongoing support, our aim is to make the process straightforward for contractors while giving agencies confidence that their workers are being looked after properly.

For our recruitment partners, that means a payroll provider focused not only on processing payments, but on protecting relationships, strengthening compliance and supporting the long-term reputation of their business.

CF Contractor

Compliance you can demonstrate. Service you can depend on.

Our focus at Atom is ensuring we provide simple and cost-effective services to those who wish to contract or freelance in the UK and internationally.

To that end, we offer Atom Freelance and Atom International, the banners under which we offer our Umbrella Company, Construction Industry Scheme, and international payroll services.

We use up-to-date technology and have a team of highly experienced staff who ensure our clients are free to enjoy the flexibility of the contracting and freelancing lifestyle.

Please email info@atomhub.co.uk to speak to the team about our services.

Our industry knowledge and expertise is what sets us apart from our competitors. Coupled with our great customer service and friendly staff, you’ll find us very easy to work with for all of your payroll and compliance needs.

People Group Services (“People Group”) are a family owned business with a long history in the payroll and intermediary market. Headed by CEO Terry Hillier, himself a winner of many business awards over the past 10 years.

People Group trade under three key pillars; People Pay includes a range of fully compliant payroll options, ensuring workers are paid on time, every time and in the right way. People Engage is our workforce management software and contractor app, designed to make work easy for everyone. And People Compliance, our compliance software that increases business efficiencies and significantly reduces time to hire.

You can understand more about our expertise by staying up to date with our regular insight articles which you’ll find on our website below.

We exist to Create a Legacy that Values All People and Creates Opportunities for Generations to Come - joining Arch will support this mission.

With over 20 years of experience running recruitment agencies, Phillips Payroll understands the unique challenges of managing temporary payroll and delivers services designed to make workforce management simple, compliant, and dependable. We provide fully managed payroll and workforce solutions to the recruitment sector, ensuring contractors and temporary workers are paid correctly and on time, every time.

We process multiple pay methods including PAYE (Umbrella & PEO) and Construction Industry Scheme (CIS). Our comprehensive service covers onboarding, verification, tax and NI deductions, CIS returns, payslip production, and payment execution, removing administrative and compliance burdens from our clients.

At Phillips Payroll, we pride ourselves on delivering exceptional customer service, with a dedicated and responsive team that ensures every client and worker receives the support they need. Our compliance-first approach, combined with flexible engagement models and a genuine commitment to service excellence, ensures transparency, reduces risk, and provides a reliable, trusted solution for both clients and workers.

Champion Contractors is a specialist division of Champion Chartered Accountants, providing accountancy and tax support services to freelance contractors throughout the UK.

We understand the unique needs of contractors and deliver a bespoke service, which is tailored to their specific requirements. We have over 50 years of recruitment and accountancy experience which you will benefit from when using our umbrella/employment solution or contractor specific accountancy services.

If you decide to join the Champion umbrella/employment solution, you will be entitled to statutory payments and insurances including a personal accident scheme at no extra cost. Other benefits include:

• Continuous employment for all of your assignments
• Fully accredited with FCSA
• The option to make ‘Salary Sacrifice’ Pension Contributions (NO extra admin charge)
• Same day payment as standard (NO extra admin charge)
• Free access to Champion Rewards - offers potential savings of up to £200 per month (NO extra admin charge)
• Champion Fuel Card – offers savings of up to 20p per litre at BP fuel stations (NO extra admin charge)
• The option to be paid Weekly or Monthly – you choose!
• Simple application process – online or over the phone
• No Tie in periods or exit fees

Along with partners from the employment law, insurance and financial service sectors, the Champion Contractors team proactively manage administrative burdens and assist clients to maximise their financial rewards, whilst ensuring that they remain compliant at all times.

Looking for a fast, hassle-free way to contract? No Worries Red Umbrella makes contracting effortless—with instant payroll, no IR35 worries, and zero admin stress.

We’ve been helping contractors get paid quickly and compliantly since 2005. Our FCSA-accredited umbrella service guarantees you’re working with a fully compliant, transparent, and reliable provider, trusted by agencies, end clients, and thousands of contractors across the UK.

Why Choose No Worries Red Umbrella? ✅ Get Paid Fast – Daily payroll runs mean you get paid the same day we receive funds from your agency. No delays, no hassle. ✅ Zero Setup or Exit Fees – No lock-in periods, no hidden costs. Join or leave whenever you want. ✅ Fully Transparent – Fixed, all-inclusive fees with no surprise deductions. We handle all tax, NI, and compliance so you don’t have to. ✅ 100% Online & Instant Setup – Get started in under 10 minutes and submit timesheets from anywhere. ✅ Expert Support – Our team of payroll, tax, and compliance specialists are on hand to make contracting smooth and stress-free. ✅ Free Insurance Cover – £10M Employers’ Liability, £5M Public Liability, and £5M Professional Indemnity included at no extra cost. ✅ Pension & Perks – Access flexible salary sacrifice pension contributions and tax-saving schemes like Cycle to Work.

Whether you're new to umbrella contracting or switching from another provider, No Worries Red Umbrella gives you a stress-free, fully compliant payroll solution that works for you.

Get set up today and start getting paid—fast, simple, no worries. 🚀

Compass is leading the way in umbrella employment. Whether you are new to contracting or have been one for some time, Compass has the experience and range of solutions to ensure you are provided with the solution that works best for you. We are committed to providing you with hassle free payment solutions, excellent customer care, market leading technology and reliable compliance based on expert knowledge and industry experience.