Comparator

SG Umbrella is run by experienced contractor accountants, designed for contractors and backed by the UKs leading contractor compliance body, the FCSA. Rest assured that you’re getting the best advice and the best service:

SUPER FAST PAYMENTS Once your client or agency has paid us we turn the payments around without delay – so you get your money as quickly as possible

TRULY ALL INCLUSIVE PRICING There are no hidden costs…everything you need is included in your monthly or weekly fee

EXPERIENCE AND KNOWLEDGE Our team are the very best in the industry with years of contractor accountancy and taxation experience. Their qualifications include ICAEW, ACCA, AAT, ATT and CTA and your fee entitles you to unlimited advice and support, including with IR35 and tax planning

GROW AND FLEX WITH US Set up a Limited company with SG Accounting and switch between the two if needed due to IR35. Just ask which set-up would be best for you.

REAL PEOPLE EVERY TIME You speak directly to a real person when you call or email us. No call centre or “press button 1 for this and button 2 for that” service

NO MINIMUM CONTRACT We are so sure you’ll love our service we don’t have a minimum commitment. Fees are deducted from your pay so there are no up-front costs

COMPLIANCE AS STANDARD We’re FCSA Accredited, assuring the highest standards of compliance. As contractor experts, we can advise you on IR35 and Tax matters too

WELL KNOWN AND ESTABLISHED We have been established for more than 20 years dealing specifically with contractors, consultants and freelancers.

At Umbrella.co.uk, we make contracting simple, secure, and stress-free. As one of the UK’s leading and most compliant umbrella companies, we’ve supported tens of thousands of contractors for over 16 years - helping them get paid on time, stay fully compliant, and enjoy all the benefits of employment without the admin.

Our fully FCSA-accredited umbrella payroll service is built on trust, transparency, and integrity. From fast, hassle-free onboarding to accurate and timely payments, contractors consistently praise us for being “efficient, professional, and friendly,” with reviews on Trustpilot and Google reflecting our Excellent five-star rating. We don’t just meet compliance standards - we set them - working closely with SafeRec and other independent auditors to give agencies and contractors total peace of mind.

Every process at Umbrella.co.uk is underpinned by robust data protection and information security measures. We are ISO 9001 and ISO 27001 certified - the international standards for quality management and information security - demonstrating our commitment to safeguarding sensitive data and maintaining service excellence. In addition, our Cyber Essentials certification ensures our systems are protected against modern cyber threats, giving contractors and clients confidence that their personal information is always safe.

But we don’t stop at umbrella payroll. We also offer CIS payroll services for construction workers and have a Limited Company accountancy service, giving contractors the flexibility to choose the payment structure that best suits their working arrangements and goals.

For contractors looking to make the most of their income and plan for the future, we offer a salary sacrifice pension option. This allows you to contribute directly to your personal pension while benefiting from reduced tax and National Insurance contributions. We also pass on the full employment cost saving, making it an efficient and tax-smart way to build long-term financial security.

All employees also have the option to benefit from our Umbrella Rewards Pro platform - packed with valuable benefits including a BHSF healthcare plan for everyday health and wellbeing support, and a discounted fuel card, helping contractors save money on life’s essentials.

Whether it’s a contractor registering online, an agency managing multiple placements, or a client needing a trusted payroll partner, we handle everything with care, clarity, and compliance.

If you’re looking for a reliable umbrella payroll provider that puts people first, prioritises compliance, and delivers exceptional service every time - Umbrella.co.uk is the clear choice.

Whether you are a contractor looking for an Umbrella Company or a recruitment agency looking for a reputable payroll provider, MyPay is the perfect choice.

Established in 2007, MyPay was set up with a clear vision, to provide a compliant, easy to understand, professional and friendly Umbrella Company for all parties.

With a personal Account Manager allocated to each new member providing help and guidance throughout their assignments, members can be sure of building a valued and trusted relationship with MyPay throughout their employment.

MyPay’s nationwide agency team can provide updates and training on any new legislation which impacts contractors, agencies and end clients, as well as providing office visits to ensure the smooth running of the day to day account. As an FCSA Accredited Member you can trust that MyPay are compliant in all aspects of our service and can provide the supporting documentation needed for any agency/ supply chain audit.

Due to our levels of service, MyPay has achieved growth year on year and have won multiple awards during this time:

2015 – One of Thousand Companies to Inspire Britain (London Stock Exchange) 2016 – One of Thousand Companies to Inspire Britain (London Stock Exchange) 2017 – Thousand Fastest Growing Companies in Europe (Financial Times) Benefits of MyPay Quick and easy set up procedure (can be done within the hour) Competitive margin All payments made via FastPay (ensuring funds are paid in the shortest possible time) Multiple payrolls per day Full account managed service FCSA Accredited Member Full £21 million insurance cover (including professional indemnity and medical malpractice) Full employment rights including SSP/ SMP/ SPP Online portal SMS notification when paid

Source Pay is a leading payroll provider, offering umbrella, PAYE and CIS solutions. We act as an intermediary between a contractor (worker) and the end client or recruitment agency. We employ the contractor and handle all administrative, tax, and payroll responsibilities on their behalf.

Big Fish Group Limited is a leading UK provider of umbrella PAYE and CIS payroll services, dedicated to serving contractors and recruitment agencies with unwavering reliability. We challenge the traditional stereotype of the sector by combining rigorous professional standards with a genuine passion for what we do. Founded on the principles of authenticity and dedication, we understand that credibility and compliance are the cornerstones of the recruitment industry. For agency partners, from boutique firms to multi-national MSPs, we offer a transparent, "straight-talking" partnership that prioritises your reputation and the welfare of your workforce. While we operate with energy and a personable approach, we never compromise on quality. We are committed to delivering the precise services our partners need, ensuring contractors are paid correctly and on time, every time. Commitment to Compliance

In an industry where regulatory adherence is paramount, Big Fish Group stands as a beacon of trust. We are proud to be FCSA-accredited and SafeRec-certified, ensuring our processes are independently audited and fully compliant with UK tax law and associated legislation. Our accreditations are complemented by our cloud-based payroll compliance portal, Lighthouse. Lighthouse provides our recruitment agency partners and end clients with direct access to and insight into every stage of our payroll process, as well as real-time visibility into our PAYE liability information. Our clients are never left wondering and can rest assured that their supply chain is secure, compliant, and meets the highest standards of integrity.

Big Fish: Not Your Average Umbrella

• Experienced Leadership: Founded and led by a team with over 30 years of combined experience in the payroll and recruitment sector.

• Unrivalled Availability: We understand the demands of the recruitment cycle. We provide exceptional customer service and support that extends beyond the 9-to-5. When we say 24/7, we mean it.

• Comprehensive Service Range: Expert provision of Umbrella PAYE and CIS payroll services tailored to the needs of the modern workforce.

• Reliability & Accuracy: A steadfast commitment to ensuring accurate, on-time payments for contractors, safeguarding agency relationships.

• Client-Centric Culture: A friendly, energetic team that prioritises the things that matter most to our customers, delivering solutions with a personal touch.

Over 30+ years of UK contractor and agency expertise with a strong compliance heritage as founding members of FCSA holding certifications for all 3 services (umbrella, PSC and CIS). Brookson offers comprehensive solutions, personal service, and expert guidance through every industry challenge. We offer regulated financial services, accountancy services, outsourced payroll, back office and legal services underpinned by technology to support your business and contractors. Brookson is your business partner, not just another umbrella company.

Payments Pro is designed to ensure that you get the most reliable, most efficient, and most rewarding umbrella service on the market. We offer an unparalleled level of worker support and incentives that will help ensure that you never want to leave!

Compass is leading the way in umbrella employment. Whether you are new to contracting or have been one for some time, Compass has the experience and range of solutions to ensure you are provided with the solution that works best for you. We are committed to providing you with hassle free payment solutions, excellent customer care, market leading technology and reliable compliance based on expert knowledge and industry experience.

Established in 2002, ICS Accounting has been supporting contractors, freelancers and small business owners across the UK for over 18 years. Our ethos of trust, care and compliance enable you to focus on your job without the task of endless paperwork, ensuring you are operating compliantly.

The ICS Accounting Umbrella solution provides an employment solution for independent workers, taking the stress out of contracting. ICS Accounting will process your pay either weekly or monthly, paying relevant Tax and NI liabilities to HMRC and the rest to yourself, ensuring you’re paid accurately and on time. As an employee, you will receive full employment rights, including holiday pay and sick pay, cover from our comprehensive insurances and access to our comprehensive employee benefits portal. Through the portal you will find huge discounts on your shopping as well as a wellbeing area providing education, support and tools to be the best version of yourself at home and at work.