Comparator

CF Contractor

Trusted Payroll. Robust Compliance. Contractor Focused.

CF Contractor is a specialist UK provider of Umbrella PAYE and CIS payroll solutions, supporting contractors, recruitment agencies and businesses across the UK.

Our approach is built around three fundamental principles: compliance, transparency and reliability. We recognise that recruitment businesses need more than a payroll provider; they need a trusted supply-chain partner capable of protecting their reputation, supporting their contractors and consistently delivering to the highest professional standards.

Whether working with an independent recruitment consultancy, a national agency or a complex MSP supply chain, CF Contractor provides a responsive and straightforward service tailored to the requirements of each client.

Our objective is simple: make contractor payroll secure, compliant and dependable.

We combine robust processes with a highly personal service, ensuring contractors are paid accurately and on time while providing our recruitment partners with the confidence that their workforce is being managed responsibly.

Compliance at the Core

Compliance is fundamental to everything we do.

The contractor payroll landscape continues to evolve, placing increasing responsibility on recruitment agencies and end clients to understand and manage risk throughout their labour supply chains.

CF Contractor is committed to operating to the highest standards of UK tax, employment and payroll compliance.

Our systems, procedures and controls are designed to provide transparency throughout the payroll process, giving recruitment partners greater confidence in the integrity of their contractor supply chain.

We believe compliance should be visible, demonstrable and verifiable — not simply promised.

By combining rigorous operational controls with clear communication and transparent processes, CF Contractor helps agencies minimise payroll risk while maintaining a professional and dependable experience for their contractors.

Why CF Contractor?

Experienced Industry Leadership Our team brings extensive experience across contractor payroll, recruitment and workforce management, providing clients with practical expertise and a thorough understanding of the challenges faced by modern recruitment businesses.

Responsive Support Recruitment does not always operate within conventional office hours. Our service model is therefore designed around accessibility and responsiveness, ensuring agencies and contractors can obtain support when they need it.

Umbrella PAYE & CIS Solutions We provide specialist Umbrella PAYE and CIS payroll services designed around the requirements of temporary, contract and contingent workforces.

Accurate & Dependable Payroll Getting people paid correctly and on time is fundamental. Our payroll processes are designed around accuracy, consistency and reliability, helping agencies maintain strong relationships with their contractors.

Compliance-Led Approach We place compliance at the centre of our business. Robust procedures and transparent processes help protect contractors, recruitment agencies and end clients throughout the supply chain.

Partnership Mentality We don’t believe in being a faceless payroll provider. CF Contractor works alongside its recruitment partners, understanding their businesses and providing a service that complements their own contractor proposition.

Protecting Your Contractors. Protecting Your Business.

The relationship between an agency and its contractors is valuable.

CF Contractor understands that every interaction we have with a contractor reflects upon the recruitment agency that introduced them to us. We therefore place considerable emphasis on service quality, communication and professionalism.

From onboarding through to payroll and ongoing support, our aim is to make the process straightforward for contractors while giving agencies confidence that their workers are being looked after properly.

For our recruitment partners, that means a payroll provider focused not only on processing payments, but on protecting relationships, strengthening compliance and supporting the long-term reputation of their business.

CF Contractor

Compliance you can demonstrate. Service you can depend on.

Big Fish Group Limited is a leading UK provider of umbrella PAYE and CIS payroll services, dedicated to serving contractors and recruitment agencies with unwavering reliability. We challenge the traditional stereotype of the sector by combining rigorous professional standards with a genuine passion for what we do. Founded on the principles of authenticity and dedication, we understand that credibility and compliance are the cornerstones of the recruitment industry. For agency partners, from boutique firms to multi-national MSPs, we offer a transparent, "straight-talking" partnership that prioritises your reputation and the welfare of your workforce. While we operate with energy and a personable approach, we never compromise on quality. We are committed to delivering the precise services our partners need, ensuring contractors are paid correctly and on time, every time. Commitment to Compliance

In an industry where regulatory adherence is paramount, Big Fish Group stands as a beacon of trust. We are proud to be FCSA-accredited and SafeRec-certified, ensuring our processes are independently audited and fully compliant with UK tax law and associated legislation. Our accreditations are complemented by our cloud-based payroll compliance portal, Lighthouse. Lighthouse provides our recruitment agency partners and end clients with direct access to and insight into every stage of our payroll process, as well as real-time visibility into our PAYE liability information. Our clients are never left wondering and can rest assured that their supply chain is secure, compliant, and meets the highest standards of integrity.

Big Fish: Not Your Average Umbrella

• Experienced Leadership: Founded and led by a team with over 30 years of combined experience in the payroll and recruitment sector.

• Unrivalled Availability: We understand the demands of the recruitment cycle. We provide exceptional customer service and support that extends beyond the 9-to-5. When we say 24/7, we mean it.

• Comprehensive Service Range: Expert provision of Umbrella PAYE and CIS payroll services tailored to the needs of the modern workforce.

• Reliability & Accuracy: A steadfast commitment to ensuring accurate, on-time payments for contractors, safeguarding agency relationships.

• Client-Centric Culture: A friendly, energetic team that prioritises the things that matter most to our customers, delivering solutions with a personal touch.

We are a Payroll Company with a difference. We care and are here to help make sure your pay is correct. We have the knowledge and experience to get it right and ensure everything is being dealt with correctly.

Award winning, forward thinking payroll provider, putting workers first at all times

With over 20 years’ experience, our focus on compliance is second to none. We’re renowned for delivering exceptional support and customer service with excellent reviews across Trustpilot and Google. We’re a leading umbrella company and provider of accountancy, tax, candidate screening and international payroll services.

Voted the UK’s Best Umbrella Company in The Contracting Awards multiple times, our award-winning umbrella company supports salary sacrifice contributions into a personal pension plan whilst passing back 100% of the employer NI saving to our contractors.

Source Pay is a leading payroll provider, offering umbrella, PAYE and CIS solutions. We act as an intermediary between a contractor (worker) and the end client or recruitment agency. We employ the contractor and handle all administrative, tax, and payroll responsibilities on their behalf.

TJW Contract Solutions offer both Umbrella and CIS payroll services to contractors and agencies alike. We take pride in offering a personal level of service thar guides you through the entire process, from start to finish. Our friendly, professional team is always available to ensure that you are paid accurately and on time, every time. We're here to make payroll simple, compliant and stress free.

So call us today, we would love to assist you.

With 26 years of payroll expertise, Sterling Solutions delivers compliant, efficient, and contractor-friendly service.

Why Contractors Choose Sterling • Pension Flexibility – Pay into a pension of your choice, not just the workplace scheme. • Fast, Easy Onboarding – Includes tailored payslip illustrations. • Expense Claims – Mileage reimbursement available (subject to assessment). • Comprehensive Insurance Cover – Personal Accident, Employers & Public Liability. • Optional Professional Indemnity Insurance • Holiday Pay – Paid upfront. • Sterling App – Manage your employment and payments on the go. • UKMC Mortgage Advice – Free, expert guidance. • VeriPAYE Audited Payslips – Every payment checked for accuracy. • Sterling Rewards – Discounts on shopping, travel, entertainment & more. • Medicash Health Plans – Support for everyday healthcare costs.

Our dedicated team has been providing support to contractors and agencies for over 30 years. We pride ourselves on service and go above and beyond, not only because we care, because we know that payroll is important to the UK’s flexible workforce. Our priority is ensuring you are paid correctly and efficiently. We offer same day faster payments as standard.

We use our expertise to provide a leading umbrella service which is SafeRec Certified and FCSA accredited. We make sure you are up to date with legislation changes and provide the support and knowledge you need to succeed. Our compliant Umbrella service is provided with a low fixed margin enabling contractors to take home as much as possible.