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We’re Focused – the award-winning umbrella and CIS company for contractors who want prompt and accurate payment every time. Voted Best Umbrella Company (500-1000 clients) at The Contracting Awards, we offer unmatched reliability, quick and easy onboarding, and a genuinely caring approach for total peace of mind.

From payroll to tax, benefits to pensions, we take care of everything. With Focused, contractors can be confident they’ve got their money, and we’ve got them covered. We keep things simple while truly caring about the wants and needs of our contractors and agency partners.

Here are just some of the benefits of working with Focused:

• Salary sacrifice for personal pensions - Helping contractors save for their future whilst also passing on the employer’s NI saving in the form of additional gross pay.

• Online personal portal – Easy access to payslips and submit timesheets where necessary.

• Award-winning support – A dedicated helpline for any questions, weekly payment SMS notifications and proactive welcome calls.

• Free employee rewards scheme – Access to personal accident insurance and exclusive offers and discounts at thousands of high-street brands.

We Contract are one of the top compliance orientated employment intermediaries and professional service providers to the recruitment industry. We employ 1000’s of short term contracting workers, in all industry sectors, all over the UK and abroad.

We were established in the UK in 2013, operate from offices in central Chester and have held full FCSA accreditation since 2017, being one of the earliest adopters of the industry gold standard.

With 26 years of payroll expertise, Sterling Solutions delivers compliant, efficient, and contractor-friendly service.

Why Contractors Choose Sterling • Pension Flexibility – Pay into a pension of your choice, not just the workplace scheme. • Fast, Easy Onboarding – Includes tailored payslip illustrations. • Expense Claims – Mileage reimbursement available (subject to assessment). • Comprehensive Insurance Cover – Personal Accident, Employers & Public Liability. • Optional Professional Indemnity Insurance • Holiday Pay – Paid upfront. • Sterling App – Manage your employment and payments on the go. • UKMC Mortgage Advice – Free, expert guidance. • VeriPAYE Audited Payslips – Every payment checked for accuracy. • Sterling Rewards – Discounts on shopping, travel, entertainment & more. • Medicash Health Plans – Support for everyday healthcare costs.

We are A J Rayson the umbrella company of the people . Easy and stress-free umbrella payroll services for contractors, agencies and businesses.

You, the worker, are at the heart of everything we do!

Your trusted partner, experts in Legislation, Contracts, Insurances and Payroll. Honesty and transparency are at the heart of our operations and with over 25 years experience in contractor engagement, we get it. We offer a tailored and consultative approach to our workers, agencies and end clients and we'll be your first point of contact for any advice or guidance you need.

At Umbrella.co.uk, we make contracting simple, secure, and stress-free. As one of the UK’s leading and most compliant umbrella companies, we’ve supported tens of thousands of contractors for over 16 years - helping them get paid on time, stay fully compliant, and enjoy all the benefits of employment without the admin.

Our fully FCSA-accredited umbrella payroll service is built on trust, transparency, and integrity. From fast, hassle-free onboarding to accurate and timely payments, contractors consistently praise us for being “efficient, professional, and friendly,” with reviews on Trustpilot and Google reflecting our Excellent five-star rating. We don’t just meet compliance standards - we set them - working closely with SafeRec and other independent auditors to give agencies and contractors total peace of mind.

Every process at Umbrella.co.uk is underpinned by robust data protection and information security measures. We are ISO 9001 and ISO 27001 certified - the international standards for quality management and information security - demonstrating our commitment to safeguarding sensitive data and maintaining service excellence. In addition, our Cyber Essentials certification ensures our systems are protected against modern cyber threats, giving contractors and clients confidence that their personal information is always safe.

But we don’t stop at umbrella payroll. We also offer CIS payroll services for construction workers and have a Limited Company accountancy service, giving contractors the flexibility to choose the payment structure that best suits their working arrangements and goals.

For contractors looking to make the most of their income and plan for the future, we offer a salary sacrifice pension option. This allows you to contribute directly to your personal pension while benefiting from reduced tax and National Insurance contributions. We also pass on the full employment cost saving, making it an efficient and tax-smart way to build long-term financial security.

All employees also have the option to benefit from our Umbrella Rewards Pro platform - packed with valuable benefits including a BHSF healthcare plan for everyday health and wellbeing support, and a discounted fuel card, helping contractors save money on life’s essentials.

Whether it’s a contractor registering online, an agency managing multiple placements, or a client needing a trusted payroll partner, we handle everything with care, clarity, and compliance.

If you’re looking for a reliable umbrella payroll provider that puts people first, prioritises compliance, and delivers exceptional service every time - Umbrella.co.uk is the clear choice.

Payments Pro is designed to ensure that you get the most reliable, most efficient, and most rewarding umbrella service on the market. We offer an unparalleled level of worker support and incentives that will help ensure that you never want to leave!

Champion Contractors is a specialist division of Champion Chartered Accountants, providing accountancy and tax support services to freelance contractors throughout the UK.

We understand the unique needs of contractors and deliver a bespoke service, which is tailored to their specific requirements. We have over 50 years of recruitment and accountancy experience which you will benefit from when using our umbrella/employment solution or contractor specific accountancy services.

If you decide to join the Champion umbrella/employment solution, you will be entitled to statutory payments and insurances including a personal accident scheme at no extra cost. Other benefits include:

• Continuous employment for all of your assignments
• Fully accredited with FCSA
• The option to make ‘Salary Sacrifice’ Pension Contributions (NO extra admin charge)
• Same day payment as standard (NO extra admin charge)
• Free access to Champion Rewards - offers potential savings of up to £200 per month (NO extra admin charge)
• Champion Fuel Card – offers savings of up to 20p per litre at BP fuel stations (NO extra admin charge)
• The option to be paid Weekly or Monthly – you choose!
• Simple application process – online or over the phone
• No Tie in periods or exit fees

Along with partners from the employment law, insurance and financial service sectors, the Champion Contractors team proactively manage administrative burdens and assist clients to maximise their financial rewards, whilst ensuring that they remain compliant at all times.

Highly experienced FCSA accredited Umbrella payroll provider offering excellent worker journey and robust adherence to HR and employment compliance and legislation.